Product Manager, Savings Pricing & Growth

HSBC Holdings plc; Birmingham; Sur place; GBP 75 000 - 110 000; Plein temps

Résumé du poste

HSBC Holdings plc in the United Kingdom is seeking to shape the Savings pricing strategy, translating strategic intent into pricing outcomes. You will support the commercial performance of the UK savings portfolio and work across governance forums to drive approved recommendations.

You will establish pricing principles and guardrails, monitor market developments, and act as an SME for product change, collaborating with Propositions, Distribution, Digital, Marketing, Finance, Risk, Compliance,

Responsabilités

• Shape Savings pricing strategy with Product leadership and the Head of Pricing, Planning & Performance translating strategic intent into pricing outcomes
• Support the commercial performance of the UK savings portfolio, including delivery against balance sheet, income and customer objectives.
• Establish and agree pricing principles, guardrails and rate architecture direction to support consistent decisions at pace particularly through market volatility
• Monitor customer behaviour, market developments and competitor propositions, translating insight into recommendations and product improvements
• Support the development and delivery of product change, from defining the customer and business need through to implementation and post-launch review, acting as an SME for our change teams
• Work collaboratively with Propositions, Distribution, Digital, Marketing, Finance, Risk, Compliance, Operations, Technology and Analytics to deliver agreed outcomes
• Identify opportunities to simplify processes, strengthen controls, reduce risk and improve customer experience
• Prepare analysis, recommendations and updates for stakeholders and governance forums, escalating risks and issues promptly
• Demonstrate strong understanding of balance sheet mechanics, financial drivers and commercial awareness that influence pricing and performance
• Experience in product management, propositions or commercial management with an understanding of UK retail savings products, customer needs and the competitive market
• Good analytical and problem-solving skills, with the ability to turn information into clear recommendations and actions
• Partner effectively across Product, Finance, Treasury, Risk and Distribution with demonstrable delivery through cross-functional teams and governance
• Excellent communication and stakeholder-management skills, with confidence working across different teams and levels of seniority
• The ability to manage multiple priorities, meet deadlines and maintain attention to detail in a changing environment

Description du poste

HSBC Holdings plc in the United Kingdom is seeking to shape the Savings pricing strategy, translating strategic intent into pricing outcomes. You will support the commercial performance of the UK savings portfolio and work across governance forums to drive approved recommendations.

You will establish pricing principles and guardrails, monitor market developments, and act as an SME for product change, collaborating with Propositions, Distribution, Digital, Marketing, Finance, Risk, Compliance,