Portfolio Analyst

cer Financial; London; On-site; GBP 35,000 - 55,000; Full time

Job summary

A leading financial services firm in London is looking for a Portfolio Analyst. This role involves monitoring and analyzing portfolio transactions, preparing internal documentation, and collaborating with key stakeholders. The successful candidate will have a degree and relevant experience, with strong analytical skills and proficiency in Microsoft Office.

Qualifications

• 1-3 years of relevant experience in credit, risk, or portfolio management.
• Comfortable in client-facing roles and able to present recommendations.
• Understanding of risks inherent in borrower industry sectors.

Responsibilities

• Monitor portfolio transactions, perform market research and analysis.
• Prepare internal credit papers and evaluate financial models.
• Collaborate with managers to ensure a smooth credit process.

Skills

Knowledge of credit risk drivers

Proficiency in MS Excel

Data processing and analysis

Education

University degree

Tools

MS Excel

MS Word

MS PowerPoint

Job description

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cer Financial is working alongside a high-end portfolio management company based in the City of London. They are seeking a Portfolio Analyst to work with them on a permanent basis.

The Responsibilities of the Portfolio Analyst Will Include:

• Monitor the development of individual portfolio transactions, perform market/sector research and analysis, and inform management and clients of any material developments on a portfolio of (mostly) performing loans.
• Conduct regular analysis of key transaction risks.
• Prepare robust and concise internal credit papers (credit review, waivers/amendments).
• Collaborate with line managers and responsible parties to ensure a smooth credit process.
• Review and update financial models to assess future performance and risks.
• Prepare internal ratings according to applicable guidelines.
• Provide valuations of the underlying portfolio, generate, document, and justify modeling assumptions and input parameters.
• Prepare watch-list reports discussing trends, remedies, and developments in the portfolio.
• Track transaction triggers and collateral tests timely, with proper recording in relevant systems.
• Discuss and negotiate waiver requests or restructurings with trustees, collateral managers, servicers, and other external/internal parties such as lawyers.
• Attend transaction-related meetings.
• Discuss and negotiate necessary credit and collateral documentation, ensuring all documentation and decisions are correctly prepared, communicated, and processed.
• Maintain electronic credit files, ensuring key documents are saved before submission of approval requests.
• Prepare and present updates on monitored transactions in regular Asset Review meetings.
• Engage in surveillance and reporting activities.
• Contribute input to internal reports.

The Successful Portfolio Analyst Will Have:

• An university degree, with ideally 1-3 years of relevant experience in credit, risk, or portfolio management.
• Knowledge of credit risk drivers and risks inherent in borrower industry sectors.
• Comfortable in client-facing roles with the ability to confidently present recommendations up to credit committee level.
• A high level of proficiency in MS Excel, Word, PowerPoint, and other data processing and analysis tools.