Credit Portfolio Analyst

JR United Kingdom; City Of London; Hybrid; GBP 50,000; Full time

Job summary

A leading challenger bank in London is seeking a Credit Portfolio Analyst to join their team. This role involves developing credit risk strategies, overseeing model implementation, and providing portfolio insights. Candidates should have strong experience in credit risk analysis, excellent communication, and teamwork skills, with proficiency in SAS and Python.

Qualifications

• Strong experience working as a credit risk analyst for another bank/fintech.
• Exposure to credit strategy and/or scorecard development.
• Experience in SAS and ideally Python.

Responsibilities

• Developing and implementing credit risk strategies across different portfolios.
• Developing scorecards for originations/acquisitions.
• Analysis of portfolio trends for actionable insights.

Skills

Credit risk analysis

Credit strategy development

Scorecard development

SAS

Python

Communication

Teamwork

Job description

Social network you want to login/join with:

Credit Portfolio Analyst, london (city of london)

col-narrow-left

Client:

Location:

london (city of london), United Kingdom

Job Category:

Other

-

EU work permit required:

Yes

col-narrow-right

Job Views:

2

Posted:

16.06.2025

Expiry Date:

31.07.2025

col-wide

Job Description:

Up to £50,000

London

Hybrid

The Company

An excellent opportunity a reputable challenger bank who are focused on delivering both savings, mortgages, business banking, and motor finance to their customers. This role will be sitting in the 2nd line delivering portfolio insights, developing scorecard models, overseeing model implementation, and developing lending strategies.

The Role

As a Credit Portfolio Analyst, you will be:

• Developing and implementing credit risk strategies across different portfolios with the focus on mortgages.
• Developing scorecards for originations/acquisitions
• Implementation of scorecard models for the business
• Overseeing the model development and implementation across the banks portfolios
• Analysis of portfolio trends for actional insights for senior stakeholders
• Using SAS and Python daily in this role.

Your skills and experience

For you to be successful as a Credit Portfolio Analyst, you will need:

• Strong experience working as a credit risk analyst for another bank/fintech
• Exposure working on credit strategy development and/or scorecard development
• Experience using SAS and ideally python
• Strong communication and teamwork skills.

Up to £50,000 + competitive benefits package