Personal Injury Handler (12 Month FTC)

First Central Insurance Management Ltd; Manchester; On-site; GBP 21,000 - 28,000; Full time

Job summary

First Central Insurance Management Ltd is seeking a Personal Injury Handler on a 12-month fixed term contract based in Salford Quays, Manchester or Haywards Heath, West Sussex. You will support customers through their PI claims journey from initial contact to case resolution, acting as an expert while showing empathy and building strong working relationships.

Training lasts three months in the office full-time, after which the role becomes hybrid with four days at home and one day in the office,

Qualifications

• Experience of handling personal injury claims including indemnity validation and liability resolution.
• Knowledge of MoJ/OIC portals and liability assessment.
• Excellent communication and negotiation skills with clients, insurers and solicitors.
• Ability to manage deadlines, reserves and compliant processes.

Responsibilities

• Triage and process MoJ/OIC portal claims from start to conclusion of stage 1.
• Own and manage a portfolio of Personal Injury claims via the OIC/MoJ portals from receipt to conclusion, contacting policyholders, witnesses and third parties.
• Manage inbound and outbound calls and keep claimants informed of progress.
• Ensure accurate reserving and participate in liability assessments.
• Identify potential fraud indicators and refer as required.
• Contribute to continuous improvement ideas with Team Leader or Technical Lead.

Skills

Investigative mindset

Excellent communication

Negotiation

Deadline driven

Job description

At 1st Central, everything starts with our people. As one of the UK’s leading motor and home insurers, we use smart technology, data and great service to make insurance fast, fair and simple for over 1.4 million customers. We’re proud to create an environment where people feel supported, trusted and able to grow - whether that’s developing new skills, taking on fresh challenges or making a real impact every day. If you’re looking for a role where you can make a difference, we’d love to hear from you. Do you have third-party injury claims experience? Are you a logical thinker and keen to progress your career in a dynamic and fast growing insurer? Do you enjoy negotiating and managing a claim to a conclusion with strong knowledge of relevant legal jurisdictional rules and protocols? Well look no further! We’re looking for a Personal Injury Handler to join our Personal Injury team on a 12-month fixed term contract based in either Salford Quays, Manchester or Haywards Heath, West Sussex office. This role is all about being assertive, playing a key role in supporting the customer through their PI claims journey from initial contact to case resolution, you’ll be an expert in your field showing empathy and building strong working relationships.

Working flexibly, you'll spend the first 3 months in the office full-time for training and support, then hybrid begins with 4 days at home and 1 day in the office. But if you prefer to be in the office more, that's good with us too.

Core skills we’re looking for to succeed in the role:

• Investigative mindset: Skilled at gathering facts, reviewing legal documents and investigating claims to build strong cases.
• Excellent communication: Able to communicate clearly with clients, insurers and Claimant solicitors.
• Negotiation: Confident negotiating with insurers and other parties to reach fair settlements.
• Deadline driven: Able to manage key claim deadlines and respond promptly to meet legal requirements.

What’s Involved:

• You’ll proactively triage and process MoJ/OIC portal claims from the outset to conclusion of “stage 1”
• You’ll own and manage a portfolio, of Personal Injury claims submitted via the OIC/MoJ portals from receipt of new claim through to conclusion contacting policyholder’s, witnesses, Third Party Insurers to assess and agree liability keeping our policyholders informed on progress and managing expectations as and when required
• You’ll manage inbound and outbound phone calls
• You’ll ensure that all files are reserved accurately and promptly in accordance with our reserving philosophy
• You’ll effectively assess basic liability decisions
• You’ll effectively negotiate, as appropriate, with customers, suppliers, Unrepresented Claimants rand all relevant Third-Party representatives
• You’ll promptly identify potential fraud indicators which require referral
• You’ll ensure that any bodily injury claims with potential large loss indicators are referred promptly
• You’ll ensure all continuous improvement ideas are raised via the Team leader or Technical Lead.
• You’ll develop and maintain effective relationships with colleagues
• You’ll be responsible for own personal development requirements in specialist area, by attending all training sessions to ensure understanding of technical issues
• You’ll ensure that all expressions of dissatisfaction are registered in accordance with FCIM’s complaint procedure
• You’ll achieve all personal objectives, Key Performance Indicators (KPI’s) and Service Level Agreements (SLA’s)
• You’ll carry out duties, activities and tasks as directed within the Claims and Fraud pillar to ensure all departments perform effectively and efficiently and meet the demands of First Central’s customers and any third parties

Experience & Knowledge

Experience of handling personal injury claims including indemnity validation, accurate reserve setting, liability resolution. fraud detection and large loss indicators, Experience of managing inbound and outbound calls Knowledge of claimant representatives (KYO/ Non KYO) Knowledge of liability assessment Knowledge of working with the OIC portal preferred Experience of working in a team environment

Skills

Effective communication skills, both verbal and written using everyday methods of communication Negotiation and influencing skills Good time management and organisation skills Good assertive skills Good time management and organisation skills with the ability to prioritise work Problem-solving skills with the ability to adopt a logical approach to resolving problems Good customer service skills Good numeracy and literacy skills Computer literate Good Continuous Improvement tools and techniques Manages Customers expectations and can identify a complaint and understand the escalation process.

Behaviours

Tenacious and able to negotiate. Customer focussed Takes initiative to make decisions Self-motivated and enthusiastic Able to evidence a thorough approach to claims handling Emphasis on attention to detail and accuracy Ability to work on own initiative and equally collaborate with others internally or externally Flexible approach and positive attitude An organised and proactive approach Confident in presenting complex information in a clear and concise manner Strives to deliver performance targets and drive business improvements to contribute to the success of the business business

Ready to join us?

We’re looking for talented people who want to make a real impact for our customers, colleagues and business.