Payments Platform Engineer - High-Volume, Low-Latency

JPMorganChase; England; On-site; GBP 110,000 - 150,000; Full time

Job summary

JPMorganChase in the United Kingdom is seeking a Lead Software Engineer to join the Payouts organization, focusing on payment initiation. You will be a core technical contributor designing and delivering high-scale, secure distributed systems and production-ready code.

The role emphasizes low latency, high availability, observability, and operating excellence, collaborating with product, cybersecurity, and infrastructure teams to meet business objectives.

Qualifications

• Formal training or certification in software engineering concepts.
• Experience delivering production-grade distributed systems.
• Advanced proficiency in Java and object-oriented design.
• Experience with high-scale, low-latency payments environments.
• Cloud-native development experience.

Responsibilities

• Executes creative software solutions, design, development, and technical troubleshooting with the ability to think beyond routine or conventional approaches to build solutions and break down complex technical problems.
• Designs, develops, tests, deploys, and operates secure, high-quality production code for high-scale, low-latency payment initiation systems.
• Leads technical design and implementation of distributed systems using technologies such as Java, Kafka, relational databases, NoSQL databases, event-driven architecture, APIs, and cloud-native platforms.
• Provides technical leadership across application design, system integration, data flow, resiliency patterns, and operational readiness for business-critical payment platforms.
• Builds and supports systems with demanding non-functional requirements, including throughput, latency, availability, scalability, recoverability, fault tolerance, observability, and condensed service-level agreements.
• Identifies opportunities to eliminate, reduce, or automate remediation of recurring production issues to improve overall operational stability and reduce mean time to detect, diagnose, recover, and resolve incidents.
• Drives engineering practices that improve MTTR, system reliability, deployment safety, rollback capability, alert quality, and production support effectiveness.
• Develops secure, high-quality production code and reviews, debugs, and improves code written by others.
• Partners with product, operations, architecture, cybersecurity, infrastructure, and business stakeholders to deliver payment initiation capabilities aligned to business objectives and risk expectations.
• Champions engineering excellence through code quality, automated testing, CI/CD, observability, performance engineering, chaos/resilience testing, and secure software development practices.
• Leads communities of practice across Software Engineering to drive awareness and adoption of modern engineering practices, distributed systems patterns, and leading-edge technologies.

Skills

Java

Distributed systems

Low latency

Observability

Secure coding

Education

Bachelor's degree in Computer Science or related

Tools

Kafka

Jenkins

Docker

Kubernetes

Relational databases

NoSQL databases

Job description

JPMorganChase in the United Kingdom is seeking a Lead Software Engineer to join the Payouts organization, focusing on payment initiation. You will be a core technical contributor designing and delivering high-scale, secure distributed systems and production-ready code.

The role emphasizes low latency, high availability, observability, and operating excellence, collaborating with product, cybersecurity, and infrastructure teams to meet business objectives.