Payments Analyst - Fintech

Absolute Recruit Ltd; City Of London; On-site; GBP 42,000 - 54,000; Full time

Job summary

Absolute Recruit Ltd is partnering with a fintech to recruit a Payments Analyst. The role combines day-to-day payments activity with process improvement, tackling discrepancies, data analysis and reducing manual tasks.

You will help ensure payments are processed accurately while supporting AI and automation initiatives across payments operations.

Qualifications

• Experience in payments operations, reconciliations or related finance ops.
• Strong eye for detail and ability to investigate large transaction datasets.
• Proficient in Excel with analytical problem-solving approach.
• Interest in AI/automation with exposure to tools in business settings preferred.
• Understanding of accuracy, controls and confidentiality in financial services.
• Clear communication and proactive process improvement mindset.

Responsibilities

• Process and monitor payments, investigating failed, delayed or incorrect allocations.
• Complete reconciliations, resolve discrepancies, maintain accurate records.
• Liaise with banking partners, providers and internal teams to resolve queries.
• Analyse payment data to spot trends, recurring issues and improvements.
• Identify uses for AI tools in transaction analysis and exception reporting.
• Support selection, testing and implementation of AI/automation tools and measure impact.
• Maintain controls, data security and human oversight when introducing new tech.
• Document processes and help colleagues adopt new tools and ways of working.

Skills

Payments ops

Data analysis

Excel

AI interest

Financial controls

Communication

Job description

Are you experienced in payments operations and interested in how AI can improve the way finance teams work?

Absolute Recruit is partnering with a fintech business to recruit a Payments Analyst. Combining day-to-day payments activity with process improvement, this role would suit someone who enjoys investigating discrepancies, working with data and finding ways to reduce manual tasks.

You’ll help ensure payments are processed accurately and efficiently, while supporting the implementation of AI tools and automation across payments operations.

The role

• Process and monitor payments, investigating failed, delayed or incorrectly allocated transactions.
• Complete reconciliations, resolve discrepancies and maintain accurate transaction records.
• Liaise with banking partners, payment providers and internal teams to resolve queries.
• Analyse payment data to identify trends, recurring issues and opportunities for improvement.
• Identify practical uses for AI tools, including transaction analysis, exception reporting and reducing repetitive administration.
• Support the selection, testing and implementation of AI and automation tools, measuring their impact on accuracy and efficiency.
• Maintain appropriate controls, data security and human oversight when introducing new technology.
• Document processes and help colleagues adopt new tools and ways of working.

About you

• Experience within payments operations, reconciliations or a related finance operations role.
• Strong attention to detail and confidence investigating large volumes of transaction data.
• Good Excel skills and an analytical approach to problem-solving.
• A practical interest in AI and automation, ideally with experience using or helping implement tools in a business environment.
• An understanding of the importance of accuracy, controls and confidentiality within financial services.
• Clear communication skills and a proactive approach to improving processes.

Fintech or financial services experience would be advantageous, as would exposure to payment platforms, international payments or multiple currencies.
This is an opportunity to combine hands-on payments experience with a meaningful role in improving how a fintech's operations run.