Mortgage Underwriter - Hybrid, Fully Funded CeMAP

Fintelligent Search; Manchester; Hybrid; GBP 32,000 - 34,000; Full time

Benefits offered by this job

Hybrid working after probation

Fully funded CeMAP qualification

£32,000 - £33,500 basic salary

Monthly performance bonus with OTE of£

Job summary

Fintelligent Search in the United Kingdom is seeking a Mortgage Underwriter to join a growing specialist lender. The role focuses on second charge mortgage applications, with hybrid working after probation and funded CeMAP qualification.

You will develop underwriting expertise, progress through structured training, and contribute to responsible lending while working with customers and internal teams to ensure high-quality outcomes.

Qualifications

• 12 months' experience assessing or processing loan or finance applications.
• Experience reviewing income and expenditure information as part of a lending process.
• Genuine interest in developing knowledge of mortgage lending and underwriting.
• Experience in lending, mortgages, or related environment will also be considered.

Responsibilities

• Review and manually assess second charge mortgage applications in line with lending criteria.
• Verify customer documentation and request additional information where required.
• Assess income, expenditure and affordability to support responsible lending decisions.
• Review applications carefully to identify risks, inconsistencies or missing information.
• Maintain accurate and up-to-date case records throughout the application process.
• Liaise with customers and internal stakeholders to progress applications efficiently.
• Manage a caseload against service levels, quality standards and KPIs.
• Develop your knowledge of specialist lending and underwriting through structured training and hands-on experience.

Skills

Attention to detail

Communication skills

Structured & organized

Mortgage underwriting knowledge

Education

CeMAP qualification

Job description

Fintelligent Search in the United Kingdom is seeking a Mortgage Underwriter to join a growing specialist lender. The role focuses on second charge mortgage applications, with hybrid working after probation and funded CeMAP qualification.

You will develop underwriting expertise, progress through structured training, and contribute to responsible lending while working with customers and internal teams to ensure high-quality outcomes.