Mortgage Underwriter - Cheltenham

We’re Coventry Building Society Group; Cheltenham; Hybrid; GBP 23,000 - 28,000; Full time

Benefits offered by this job

28 days holiday + bank holidays

Discretionary bonus

Personal pension

Maternity, paternity and shared leave

Wellbeing support

Life assurance

Job summary

Coventry Building Society is seeking a Mortgage Underwriter in Cheltenham to process mortgage applications, verify calculations, and review documents for policy compliance. You will liaise with brokers and customers to keep them informed and handle enquiries in a fast-paced, service-driven environment.

We expect strong attention to detail and a commitment to ongoing learning of product and policy changes. The role offers hybrid working with training on-site in Cheltenham and Coventry.

Qualifications

• Recent experience in a customer-focused role with strong service.
• Excellent communication over the phone.
• Good problem solving and decision making skills.
• Ability to work in a fast paced environment with high attention to detail.
• Desirable mortgage knowledge or underwriting experience.

Responsibilities

• Process mortgage applications accurately and ensure policy compliance.
• Check mortgage calculations and verify payslips and IDs.
• Communicate progress with brokers and customers daily.
• Support learning and stay updated on product and policy changes.

Skills

Customer service

Communication skills

Problem solving

Attention to detail

Mortgage knowledge (desirable)

Underwriting knowledge (desirable)

Job description

# Mortgage Underwriter - CheltenhamShare roleApplyHave an account? Log in to apply.## Job overviewLocation:Cheltenham, HybridHours:Full Time - 35 HoursClosing Date:18 Oct 2026Salary Details:£25,200## Summary## About the roleOur New Lending area has the opportunity to join them as a Mortgage Underwriter.This role is responsible for accurately processing our customer mortgage applications through our systems, ensuring they meet the appropriate policies and criteria. The role holder underwrites cases by checking mortgage calculations, various customer’s documents such as payslips and proof of I.D, ensuring high levels of accuracy and attention to detail within this fast paced, customer focused environment. It requires strong attention to detail to be able to highlight any discrepancies or concerns.The role also involves working closely with mortgage brokers, solicitors and customers by making call to them on a daily basis, keeping them up to date on the mortgage process and gain any extra information needed will be an important part of this opportunity. Continuous learning and keeping up to date with product and policy changes will be key as well as and achieving quality standards.Start date will be the 30th November and once you're trained and comfortable in role (up to 6 months) you'll revert to a hybrid working pattern. We’ll then ask you to work at least two days (more if you prefer) from our Cheltenham office (training will be in Coventry). The role operates Monday to Friday 9am - 5pm.**Our benefits include:*** 28 days holiday a year plus bank holidays and a holiday buy/sell scheme* Annual discretionary bonus scheme* Personal pension with enhanced contributions* Maternity, paternity and shared parental leave* Extensive wellbeing support* Life assurance (6 times annual salary)We reserve the right to close this advert early if we receive a high volume of suitable applications## About youFor this role you’ll need be confident talking to people and working in a fast paced environment. Coping with pressures and problem solving will be a parts of the role so you’ll be a professional and committed person with a flexible, team focused approach. You’ll also be passionate learning and developing your mortgage knowledge as well as being accurate and keen to learn.To be successful in this role its essential you have:* Recent experience in a customer focused role and providing exceptional service.* Experience of handling more challenging and / or complex queries or pieces of work.* Excellent communication skills including over the phone* Good problem solving and decision making skills* The ability to work in a fast paced environment with a high attention to detail.Desirable experience will include:* Mortgage knowledge* Underwriting## About usIn 2025, Coventry Building Society purchased The Co-operative Bank. Bringing together our purpose-led building society with the UK’s original ethical bank was the start of an exciting journey.Trusted by over four million people, we’re a mutually owned business free from shareholders, and with our combined experience of almost 300 years, our ethics and dedication will continue to guide us. Together, we have shared values and an ethical approach towards our members, customers and colleagues.We’re officially recognised as a ‘Great Place to Work’ and our benefits go beyond basic pay, with a discretionary bonus scheme, a culture of reward and recognition and comprehensive support for wellbeing. We’re serious about equality, of race, age, faith, disability, and sexual orientation and we celebrate diversity. By working together, we know you’ll build more than just a career with us.**Flexibility and why it matters**We understand the need for flexibility, so wherever possible, we’ll consider alternative working patterns. Have a chat with us before you apply to see what the possibilities are for this role.**Proud to be a Disability Confident Committed Employer**We’re proud to offer an interview or assessment to every disabled applicant who meet the minimum criteria for our vacancies. As part of the application process, disabled applicants can opt in for the Disability Confident Interview Scheme. If there are ever occasions where it is not practicable to interview all candidates that meet the essential criteria, such as when we receive a high number of applications, we commit to interviewing disabled candidates who best meet the minimum essential and desirable criteria.**Feedback**We are currently receiving a high number of applications for our roles and, while we review each one carefully against the advertised criteria, unfortunately we're unable to provide individual feedback. We will contact shortlisted candidates directly.