Mortgage Protection Adviser

Lumin Wealth Limited; St Albans; On-site; GBP 26,000 - 38,000; Full time

Benefits offered by this job

Company pension

Birthday leave

Salary sacrifice leave

EV Salary Sacrifice

Training & development

Team culture events

Job summary

Lumin Wealth Ltd in the UK is expanding its Davidson Deem mortgage protection advisory team. You’ll work directly with clients to assess protection needs and partner with the mortgage team to deliver tailored cover that fits each client’s circumstances.

Join a regulated, supportive firm with strong growth in the mortgage space, generous pension contributions, extra leave options, and opportunities for training and career progression.

Qualifications

• Minimum 12 months’ experience in a mortgage protection role.
• Proven ability to build strong client relationships.
• Proactive, self-motivated with client-focused approach.

Responsibilities

• Engage with clients to identify protection needs for their mortgage and circumstances.
• Collaborate with the mortgage team to create opportunities and support clients.
• Ensure clients leave with appropriate protection in place.

Skills

Mortgage protection experience

Relationship-building

Client-centric approach

Coaching or mentoring

Job description

Love building relationships and giving clients real peace of mind? Davidson Deem, Lumin Wealth's dedicated mortgage business, is recruiting a Mortgage Protection Adviser to join its team.

You'll support our existing client base with their protection needs, working closely with our mortgage team to identify and create opportunities, all backed by the reputation and resources of the wider Lumin Wealth group.

About Lumin Wealth and Davidson Deem

Founded in 2010 and headquartered in St Albans, Lumin Wealth is a Chartered firm providing financial planning and investment management to more than 4,000 families. We manage £1.6 billion in client assets and have been consistently ranked among the UK's top 100 firms in our sector by leading industry publications. We're part of VZ Group, Switzerland's leading independent financial services provider.

Lumin acquired Davidson Deem as part of our long-term strategy to grow in the UK mortgage market, and growing our protection offering is a key part of that.

What you'll be doing

• Working directly with clients on their protection needs, identifying opportunities across Davidson Deem's client base
• Building strong relationships across our mortgage team and learning how best to support their clients
• Making sure every client leaves with the right protection in place for their mortgage and circumstances
• Working as part of the wider Davidson Deem and Lumin Wealth team

What we're looking for

• At least 12 months' experience in a mortgage protection role, working directly with clients
• Strong relationship-building skills and the confidence to work with colleagues at every level
• A self-motivated, proactive approach to creating opportunities and converting them
• A professional, client-centric team player
• Wealth management experience, which could open the door to supporting Lumin clients in future
• Experience coaching or mentoring, generating leads and handling objections

Benefits of joining our team

• Company pension with 3% employer contributions, plus the option to invest in our actively managed models*
• An extra day off for your birthday*
• Option to buy 5 additional days' leave through salary sacrifice*
• Access to our Electric Vehicle Salary Sacrifice Scheme*
• Training and development support, with career growth opportunities
• A supportive team culture with company events throughout the year

*Available after successful completion of probation.

Lumin Wealth Ltd is authorised and regulated by the Financial Conduct Authority.