Mortgage Advisor

Swarm Recruitment; Stanmore; Hybrid; GBP 29,000 - 35,000; Full time

Benefits offered by this job

Hybrid working

Birthday leave

Electric car scheme

Private medical insurance

Income protection

Annual leave 20 days

Job summary

Swarm Recruitment partners with a well-established North London financial advisory firm to recruit a Mortgage Adviser. You will deliver high-quality mortgage advice to a high-net-worth client base, covering residential, buy-to-let, and specialist lending.

The role offers a generous package with £32,000 base salary, realistic OTE up to £100,000+ over three years, and uncapped commission on mortgage leads. Hybrid working in Stanmore is provided.

Qualifications

• A minimum of 2 years of previous experience as a Mortgage Adviser or Mortgage Broker.
• Full CeMAP qualification preferred.
• Self-motivated, driven and confident working independently.
• Tenacious and resilient, with a strong focus on achieving results.
• Client-focused with excellent communication and relationship-building skills.

Responsibilities

• Provide comprehensive, whole-of-market mortgage advice to a high-net-worth client base.
• Advise clients on residential, buy-to-let, commercial and specialist mortgage products.
• Handle cases ranging from standard residential and first-time buyers to complex lending scenarios.
• Build long-term relationships with clients and professional introducers.
• Convert high-quality enquiries into completed mortgage business.
• Maintain accurate client records and ensure all advice complies with FCA regulations.
• Continue developing professional relationships that contribute to the firm's long-term success.

Skills

Mortgage advisory experience

Client relationship skills

Communication skills

Education

CeMAP qualification

Job description

Location:

Stanmore, North London – Hybrid Working

About our Client:

We are working with a highly successful and well-established financial advisory firm based in North London, with almost three decades of experience providing independent, whole-of-market mortgage and financial advice.

The business has built an excellent reputation for providing a high-quality, personal service and has developed a large, established client base. Advisers benefit from a strong flow of warm, qualified opportunities, including a substantial existing remortgage client bank, meaning there is no reliance on cold calling or purchasing leads.

The company specialises in both straightforward and complex cases, giving advisers the opportunity to broaden their experience across residential mortgages, buy-to-let, protection, commercial finance and specialist lending. There is a strong focus on professional

development, with support available to help advisers progress into more complex areas such as bridging and development finance.

With a collaborative team culture and a strong emphasis on quality, client service and professional development, this is an excellent opportunity for a Mortgage Adviser looking to build a long-term career within an established and growing business.

Role Overview:

We are seeking a driven, personable and ambitious Mortgage Adviser to join the team. You will be responsible for delivering high-quality mortgage advice, assessing clients’ individual circumstances and recommending suitable solutions across a broad range of lenders.

You will manage your clients throughout the mortgage journey, from initial consultation through to completion, while building trusted relationships and delivering a first-class level of service.

The role will also involve working closely with the wider Protection and Private Medical

Insurance teams, giving you the opportunity to identify additional client needs and benefit from further earning opportunities.

• Basic Salary: £32,000 per annum
• Realistic OTE: £70,000 in Year 1, increasing to £90,000 in Year 2 and £100,000+ in Year 3
• Uncapped Commission: Earn 35% of monthly mortgage commission banked, with warm, high-quality leads provided. The average mortgage size is around £550,000.
• Monthly Earnings: You will receive whichever is higher each month — your £32,000 basic salary or your 35% commission earnings.
• Protection Incentives:
• 10% of successful protection business where the client meeting is booked directly into the Protection Adviser’s diary
• 5% where a client is referred to the Protection Adviser without a meeting being booked
• 20% of the first-year commission received from successful PMI referrals
• Private Medical Insurance: Company-funded PMI once probation has been successfully completed
• Income Protection: Company-funded Income Protection once probation has been successfully completed
• Annual Leave: 20 days’ holiday plus bank holidays, increasing by 1 day for each year of service up to a maximumof 25 days
• Birthday Leave: An additional paid day off for your birthday
• Electric Car Scheme: Access to a salary sacrifice electric vehicle scheme
• Full Compliance Support: Dedicated in-house compliance support to help you with your cases and ensureyou have the guidance you need
• Dedicated Administration: Full admin support becomes available once consistent performance thresholds have been achieved
• Employed and self-employed opportunities available
• Flexible Working: Flexibility to work hybrid, office-based, with the company open to agreeing the arrangement that works best for the right candidate.

Work Arrangements:

• Hybrid Working: The office is based in Stanmore, with hybrid/remote working available depending on individual circumstances and experience
• Working Hours: Monday to Friday, 9:00am–5:30pm
• Flexibility: Some flexibility around working hours is available on a case-by-case basis to accommodate personal commitments

Desired Experience:

• A minimum of 2 years of previous experience as a Mortgage Adviser or Mortgage Broker
• Full CeMAP qualification preferred
• Self-motivated, driven and confident working independently
• Tenacious and resilient, with a strong focus on achieving results
• Client-focused with excellent communication and relationship-building skills

Responsibilities & Duties:

• Provide comprehensive, whole-of-market mortgage advice to a high-net-worth client base
• Advise clients on residential, buy-to-let, commercial and specialist mortgage products
• Handle cases ranging from standard residential and first-time buyers to complex lending scenarios
• Build long-term relationships with clients and professional introducers
• Convert high-quality enquiries into completed mortgage business
• Maintain accurate client records and ensure all advice complies with FCA regulations
• Continue developing professional relationships that contribute to the firm's long-term success

By applying for this position, you agree for your data to be stored by Swarm Recruitment until notice is given by you for it to be removed. Your data will only be used for the purposes intended. Our Data Protection Policy will be forwarded to you if requested.