Mortgage Adviser (Trainees welcome)

Capricorn Financial; London Borough of Hammersmith and Fulham; On-site; GBP 100,000 - 250,000; Full time

Job summary

Capricorn Financial Mortgages in London’s Hammersmith area is seeking a Mortgage Adviser. This is a self-employed, full-time, office-based role where you will focus on advising clients and converting opportunities from a steady stream of leads.

CeMAP qualification or equivalent is required, and existing mortgage advisory experience is preferred. Trainees are welcome and will be supported to achieve CAS status within a collaborative team environment.

Qualifications

• CeMAP or equivalent is required; commercial ambition and ability to convert opportunities.
• Experience in mortgage advisory is preferred; exceptional newly qualified candidates with sales background will be considered.
• You will manage a consistent flow of client opportunities from enquiry to completion.

Responsibilities

• Advise clients on mortgage options and suitability.
• Convert opportunities and grow earnings through established introducer relationships.
• Manage client journey from initial enquiry through to recommendation, application and completion.
• Maintain high standards of advice and customer outcomes.
• Collaborate with team leaders, introducers, and support staff to maximise opportunities.

Skills

Sales

Client management

Clear communication

Education

CeMAP or equivalent

Job description

Mortgage Adviser (Trainees welcome) Warm Leads Per Week £100k+ Earning Potential

Self-Employed Full-Time Office-Based Hammersmith, London

Are you a Mortgage Adviser who knows you could write significantly more business if you had more clients to speak to?

At Capricorn Financial Mortgages, advisers typically receive around warm leads every week through established introducer relationships, including Dexters Estate Agents, Barratt Homes and Berkeley Group.

This is a self-employed role, but it is not a cold start.

Our model is built around allocated introducer accounts and consistent client opportunities, allowing advisers to focus on advising clients, converting business and growing their earnings rather than having to generate their own pipeline from scratch.

Earning potential:

£100k+ realistic in Year 1 post-training £150k £200k+ in Year 2 Top performers £250k+

What makes this opportunity different?

• Established introducer accounts rather than relying on self-generation
• First-time buyer, residential purchase, buy-to-let and remortgage opportunities
• Increasing commission split as performance targets are achieved
• Technology and systems designed to minimise administration
• Training through Sesame and in-house at Capricorn
• Support to achieve CAS status
• Dedicated team leader, mentor and coach
• Access to an extensive range of mortgage products and lenders

Capricorn Financial Mortgages is an Appointed Representative of Sesame Limited, providing advisers with established regulatory, training and lender support.

Why office-based?

Our Hammersmith model is designed around high lead flow, rapid client contact, close collaboration and strong introducer relationships.

Advisers work closely with team leaders, support teams and introducers rather than operating independently from home. This helps create a fast-moving, collaborative environment focused on converting opportunities and building long-term adviser earnings.

Who we are looking for

You will be CeMAP qualified or equivalent, commercially ambitious and confident converting and managing a consistent flow of client opportunities.

Existing mortgage advisory experience is strongly preferred, although exceptional newly qualified candidates with a proven sales background will also be considered.

You should be comfortable managing clients from initial enquiry through to recommendation, application and completion, while maintaining high standards of advice and customer outcomes.

This is not a traditional self-employed brokerage model where you are expected to find all of your own business. Capricorn provides the platform, introducer relationships and client opportunities; your focus is on advising clients and converting those opportunities.

If limited lead flow, capped earnings or a lack of opportunity are holding you back, this could provide a significantly stronger platform for growth.

Not sure whether self-employment is right for you? The first conversation is confidential and there is no obligation. We will explain the lead flow, commission structure, support model and earning opportunity so you can decide whether Capricorn is right for you.

Applicants must have the right to work in the UK without the need for sponsorship.