Self-Employed Mortgage Adviser

mbi Staffing; Greater London; Remote; GBP 45,000 - 75,000; Full time

Benefits offered by this job

Competitive commission splits

Flexible working arrangements

Full compliance and admin support

Marketing support

Marketing and brand support

Opportunity to grow your own business

Job summary

A leading mortgage advisory firm in the Greater London area is seeking a Self-Employed Mortgage Adviser to provide high-quality advice across London. The ideal candidate will be CeMAP qualified with a proven background in the UK mortgage market, strong client management skills, and a robust understanding of the London property landscape. This role offers competitive commission splits, flexible working arrangements, and the autonomy to grow your own client base while receiving full support from the firm.

Qualifications

• Fully CeMAP qualified (or equivalent).
• Proven experience as a mortgage adviser in the UK market.
• Strong knowledge of the London property and mortgage landscape.
• Excellent communication and interpersonal skills.
• Ability to work independently and manage your own pipeline.
• High level of professionalism, integrity, and attention to detail.
• Confident using CRM systems and lender portals.

Responsibilities

• Provide whole-of-market mortgage advice to clients.
• Conduct thorough assessments of client needs and affordability.
• Advise on various mortgage products including first-time buyer and remortgage.
• Recommend associated protection products like life insurance and home insurance.
• Manage client relationships throughout the process.
• Maintain accurate records per compliance requirements.
• Liaise with lenders and other third parties.
• Keep updated with market trends and regulatory changes.
• Generate new business through referrals and networking.

Skills

CeMAP qualification

Experience as a mortgage adviser

Knowledge of London property and mortgage landscape

Communication skills

Ability to work independently

Professionalism and attention to detail

CRM systems proficiency

Education

Fully CeMAP qualified

Tools

CRM systems

Job description

We are seeking an experienced, motivated Self-Employed Mortgage Adviser to provide high-quality, compliant mortgage and protection advice to clients across London. This is an excellent opportunity for a driven adviser who wants flexibility, strong earning potential, and the autonomy to grow their own client base while benefiting from established support, systems, and leads (if applicable).

Key Responsibilities

• Provide whole-of-market (or panel-based, if applicable) mortgage advice to residential and buy-to-let clients
• Conduct thorough fact-finds to assess client needs, affordability, and suitability
• Advise on a range of mortgage products including first-time buyer, remortgage, home mover, and specialist lending
• Recommend associated protection products such as life insurance, critical illness, income protection, and home insurance
• Manage client relationships from initial enquiry through to mortgage completion
• Maintain accurate records in line with FCA compliance and GDPR requirements
• Liaise with lenders, solicitors, estate agents, and other third parties
• Keep up to date with lender criteria, market trends, and regulatory changes
• Generate new business through referrals, networking, and introducer relationships (depending on setup)

Skills & Experience Required

• Fully CeMAP qualified (or equivalent)
• Proven experience as a mortgage adviser in the UK market
• Strong knowledge of the London property and mortgage landscape
• Excellent communication and interpersonal skills
• Ability to work independently and manage your own pipeline
• High level of professionalism, integrity, and attention to detail
• Confident using CRM systems and lender portals

Self-Employed Requirements

• Registered as self-employed (sole trader or limited company)
• Own PI insurance (or willingness to be covered under a network, if applicable)
• Ability to meet FCA compliance standards
• Right to work in the UK

What’s On Offer

• Competitive commission splits with uncapped earning potential
• Flexible working arrangements
• Access to leads and introducer relationships (if applicable)
• Full compliance, admin, and back-office support
• Marketing and brand support
• Opportunity to build and grow your own mortgage business within a supportive framework

Ideal Candidate

This role is ideal for an ambitious mortgage adviser who values independence, flexibility, and high earning potential, and who takes pride in delivering excellent client outcomes in a fast-moving London market.