Mortgage Adviser – First or Second Charge Mortgages

Simple Financial Planning; Greater London; Hybrid; GBP 32,000 - 39,000; Full time

Benefits offered by this job

Uncapped bonus

Hybrid working

Quality leads

Job summary

Simple Financial Planning Limited in Glasgow is seeking a Mortgage Adviser specializing in first and second charge mortgages. Based at Bridgeton offices, you will provide high-quality, compliant advice, assess customers’ financial circumstances and objectives, and guide them through suitable lending solutions.

This in-office role offers a small hybrid working model, a £35,000 basic salary, and a £71,000+ OTE with uncapped bonus rewards for performance.

Qualifications

• CeMAP qualified or equivalent.
• Experience in mortgages, secured lending or specialist lending preferred.
• Confident providing advice over the telephone.
• Committed to delivering compliant, high-quality advice.

Responsibilities

• Provide high-quality, compliant second charge mortgage advice.
• Understand customers’ financial circumstances and objectives.
• Identify suitable lending solutions and explain costs and risks.
• Work with underwriting to progress applications to completion.
• Maintain accurate and compliant customer records.
• Meet FCA regulatory requirements and internal standards.

Skills

Telephone advisory

Customer-focused

Communication skills

Regulatory compliance

Attention to detail

Education

CeMAP qualified or equivalent

Job description

Mortgage Adviser – First or Second Charge Mortgages

Location: Bridgeton, Glasgow

Working Pattern: In-office

Salary: £35,000 per annum

OTE: £71,000+

Bonus: Uncapped

About the Role

We are looking for a motivated Mortgage Adviser to join our growing First and Second Charge Mortgage team, based at our offices in Bridgeton, Glasgow.

This is an excellent opportunity for an adviser who enjoys working with customers, understands the lending market and wants to build a successful career within the specialist mortgage sector. You will be responsible for providing high-quality, compliant advice to customers, understanding their individual circumstances and financial objectives, and helping them find an appropriate second charge mortgage solution.

This role will be in-office with a small hybrid working model.

What You'll Be Doing

• Conducting high-quality, compliant second charge mortgage advice
• Speaking with customers to understand their financial circumstances, objectives and requirements
• Assessing customer needs and identifying suitable lending solutions
• Explaining mortgage products, costs, risks and repayment options clearly
• Working with our underwriting team to managing customer applications through to completion
• Building strong relationships with customers and lenders
• Maintaining accurate and compliant customer records
• Ensuring all advice meets FCA regulatory requirements and our internal compliance standards
• Working towards individual and team targets
• Delivering an excellent customer experience throughout the advice process

What We’re Looking For

We’re looking for someone who is:

• A qualified Mortgage Adviser - CeMAP qualified or equivalent
• Ideally experienced in mortgages, secured lending or specialist lending but not required
• Confident providing advice over the telephone
• Commercially driven and motivated by earning potential
• Customer-focused, with excellent communication skills
• Comfortable working in a target-driven environment
• Highly organised with strong attention to detail
• Committed to delivering compliant, high-quality advice
• Able to work independently while also contributing positively to a team

What’s In It For You?

£35,000 basic salary

£71,000 OTE - UNCAPPED BONUS – the more you achieve, the more you can earn

What we offer

• Monday to Friday working
• Supportive team environment
• Established mortgage proposition
• Quality leads and opportunities to generate significant earnings
• Full training and ongoing development
• Work within a growing financial services business
• A role where your performance and success are genuinely rewarded