Mortgage Adviser

Park Gate (Mortgage & Protection) Ltd; Whiteley; On-site; GBP 30,000 - 54,000; Full time

Job summary

Park Gate (Mortgage and Protection) Ltd, based in Whiteley, Hampshire, seeks a Mortgage Adviser for a flexible full-time/part-time role. You will provide tailored mortgage advice to clients, ensure regulatory compliance, and contribute to the growth of a trusted financial services team.

The role requires 1–2 years in a mortgage role, CeMAP (or equivalent), strong FCA knowledge, and a proactive, client-focused mindset with excellent communication.

Qualifications

• 1-2 years of mortgage experience or similar
• Full CeMAP or industry equivalent qualification
• Strong knowledge of FCA regulations and Consumer Duty
• Excellent communication and interpersonal skills
• Full UK driving license and access to own vehicle

Responsibilities

• Provide comprehensive mortgage advice to new and existing clients, understanding needs and offering suitable solutions.
• Advise on residential and buy-to-let mortgages, remortgages, product transfers; life lending subject to qualifications.
• Maintain knowledge of market, lender criteria, and regulatory requirements to offer best advice.
• Ensure compliance with FCA regulations and Consumer Duty; uphold high standards of conduct.
• Develop relationships with clients to encourage repeat business and referrals.
• Collaborate with the team to support business growth.

Skills

Mortgage advice

Client communication

Regulatory compliance

Team collaboration

Education

CeMAP or equivalent

Job description

Park Gate (Mortgage and Protection) Ltd, based in Whiteley, Hampshire, are on the lookout for a dedicated Mortgage Adviser to enhance our vibrant team. Whether you’re seeking a full-time or part-time role, we offer flexibility to fit your lifestyle.

About Park Gate (Mortgage and Protection) Ltd

Park Gate (Mortgage and Protection) Ltd is a leading financial services provider specialising in mortgage and protection advice to a diverse range of clients. We pride ourselves on our commitment to excellence, customer service, and upholding the highest standards of regulatory compliance. As we continue to grow, we're looking for a dedicated Mortgage Adviser to join our team.

The Role

As a Mortgage Adviser, you'll play a crucial role in supporting our clients through their mortgage needs, ensuring they receive tailored advice that's in their best interests. You'll be instrumental in maintaining and enhancing our reputation for providing expert advice, driven by integrity, professionalism, and a deep understanding of the financial services’ landscape.

Location:

Whiteley, Hampshire

Contract Type:

Full-Time/Part-Time (Flexible). Employed / Self Employed

Salary:

Employed / Self Employed - Competitive Salary / Percentage Split

Key Responsibilities:

• Provide comprehensive mortgage advice to new and existing clients, understanding their needs and offering solutions that best meet their financial goals.
• Provide advice and recommendation on residential mortgages, Buy to Let mortgages, remortgages, product transfers. Later life lending subject to holding the required qualifications or working towards this.
• Maintain thorough knowledge of the market, including lender criteria and regulatory requirements, to provide the best possible advice to clients.
• Ensure full compliance with FCA regulations and the principles of Consumer Duty, upholding the highest standards of conduct and customer care.
• Manage and develop relationships with clients, providing exceptional service that encourages repeat business and referrals.
• Work effectively within the team and contribute to the ongoing development and success of the business.

About You:

• 1-2 years of experience in a mortgage role, preferably with Full CeMAP or industry equivalent qualification.
• Strong understanding of FCA regulations and the importance of Consumer Duty.
• Excellent communication and interpersonal skills, with the ability to build rapport and trust with clients.
• Proactive, motivated, and committed to continuous learning and development.
• An existing client bank would be advantageous but not essential.
• A Full UK driving license and access to your own vehicle.
• Flexible working options to accommodate both full-time and part-time preferences.
• Opportunities for professional development and career progression.
• A supportive and collaborative team environment.