Mortgage and Protection Adviser

Just Mortgages; Cardiff; Hybrid; GBP 22,000 - 28,000; Full time

Benefits offered by this job

Company car

Car allowance

Laptop

Training and coaching

Career progression

24/7 assistance

Job summary

Just Mortgages is seeking an Experienced Mortgage and Protection Adviser in Cardiff. You must hold CeMAP or equivalent.

You will build client relationships, follow up leads, and work closely with estate agents and internal teams to maximise opportunities. The role offers a generous uncapped commission, a structured salary, and a supportive training path, with guaranteed monthly payments while building your pipeline.

Qualifications

• CeMAP qualification or equivalent required.
• Mortgage and Protection Advising experience essential.
• Strong communication across emails, calls, face-to-face and video.
• Right to work in the UK evidenced at interview.

Responsibilities

• Generate and maintain your own client relationships and business.
• Follow up on in-branch leads and maximise value from each client.
• Generate own leads and business development.
• Collaborate with Estate Agency, Admin, Training and Compliance teams to streamline processes.
• Provide exceptional client care from start to finish.

Skills

Client engagement

Multitasking

Relationship building

Referral development

KPIs

Camera presence

Education

CeMAP qualification or equivalent

Tools

Video interviewing

Job description

Experienced Mortgage and Protection Adviser – Cardiff –

To be considered for this role, you must hold CeMAP qualification or equivalent.

What’s on offer to you as a Mortgage and Protection Adviser?

• On target earnings of £40000 to £60000+ per year
• Fully uncapped commission scheme
• £22,000 - £28,000 Basic salary (dependent on experience)
• Guaranteed monthly payments whilst building a pipeline, for up to 6 months
• Company car, OR £250 monthly car allowance
• Company laptop
• Bespoke digital marketing package
• Dedicated training and coaching to support your ongoing development and progression
• A chance to build on your career, with a set, clear career path
• Employee 24/7 Assistance Programme

What do you need to be good at?

• Engaging with people from all walks of life. You’re able to hold conversations to establish their needs and wants. You communicate effectively through email, phone, face to face and on videos for our social channels
• Spinning a lot of plates, you’ve mastered multitasking and excel at managing numerous responsibilities and tasks
• Maintaining relationships through regular contact with vendors, buyers and developers to capitalise on all opportunities whilst ensuring a high level of customer service and engagement is sustained
• Collaborating with your peers within your branch to build relationships to assist in identifying opportunities for referrals
• Taking accountability for your KPIs through proactively seeking new opportunities whilst maintaining existing relationships
• Strong presence in front of a camera where you appeal to and engage with your audience to maximize your reach

Your responsibilities as a Mortgage and Protection Adviser

• Generate and maintain your own client relationships and business, maximise in-branch opportunities and thrive within a challenging yet stimulating environment
• Follow up on in-branch leads generated by the Estate Agency team and maximise value from each client
• Generate your own leads and business
• Work in tandem with the Estate Agency team, Admin team, Training and Development team, Compliance team and Divisional Sales Director to ensure as efficient a process as possible for the client.
• Provide exceptional client care and experience from beginning to end, going above and beyond to provide the highest possible level of customer service.

Working Hours

• This role is full time office based
• Monday - Friday 08:30 - 18:00
• Alternate Saturdays 09:00 - 17:00
• Day off in lieu when working a Saturday

The finer details:

It is essential that you currently hold CeMAP qualification, or an industry equivalent qualification.

Experience of Mortgage and Protection Advising is essential.

We are currently conducting some interviews using video software. To be eligible to proceed in our recruitment process, you will need:

Legal entitlement to live and work in the UK (in accordance with the Immigration Asylum and Nationality Act 2006)

We’ll need evidence of your right to work in the UK, in the form of:

• Passport/Birth Certificate
• Proof of Address
• National Insurance
• Full UK Driving Licence

* Subject to passing probationary period

Equal Opportunities:At Just Mortgages, variety makes our Company DNA come to life. We love people, and what's more, we love the differences that make each person who they are, we support you and encourage those differences, to make you the best person you can be. Just Mortgages are proud to be an equal opportunity workplace and we welcome all talented individuals to apply for a career with us. We are committed to equal employment opportunity regardless of race, colour, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability or gender identity.

If you have a disability or special need that requires accommodation, please let our Talent Teamknow and we will be happy to assist to the best of our ability – regardless of how small or large your requirement may be.