Mortgage Advisor / Mortgage Broker

Additional Resources Ltd; Neath; Hybrid; GBP 25,000 - 35,000; Full time

Benefits offered by this job

Hybrid working

Benefits package

Job summary

Additional Resources Ltd is seeking a Mortgage Advisor / Mortgage Broker in the UK. This full-time role offers hybrid working and a salary range of £25,000 - £35,000 with benefits. You will provide tailored mortgage and protection advice and manage cases from enquiry to completion.

Ideal candidates have around 2 years of mortgage experience, with Buy-to-Let/Portfolio landlord exposure. CeMAP is preferred, though experienced applicants without it may be considered.

Qualifications

• Approx. 2 years of mortgage experience.
• Background in Buy-to-Let, Portfolio Landlords and Professional Investors.
• CeMAP qualification; candidates without it may be considered with relevant experience.
• Knowledge of affordability assessments and FCA regulatory requirements.

Responsibilities

• Assess clients' financial circumstances, affordability and objectives to identify mortgage and protection options.
• Research products and lending criteria across a range of lenders.
• Complete client fact-finds and gather supporting information.
• Prepare and submit mortgage applications and supporting documentation.
• Manage cases through the application process to completion.
• Maintain regular contact with clients, lenders and stakeholders.
• Provide clear and timely updates and ensure compliance.

Skills

Affordability assessments

Lender research

CRM systems

Client communication

Education

CeMAP qualification

Tools

CRM software

Job description

An exciting opportunity has arisen for a Mortgage Advisor / Mortgage Broker to join a well-established, professional financial services firm operating across the UK, providing bespoke protection solutions to a diverse client base.

As a Mortgage Advisor / Mortgage Broker, you will provide tailored mortgage and protection advice while managing client cases from initial enquiry through to completion.

This full-time role offers hybrid working options, salary range of £25,000 - £35,000 and benefits.

You will be responsible for:

• ? Assessing clients' financial circumstances, affordability and objectives to identify suitable mortgage and protection options.
• ? Researching products and lending criteria across a range of lenders.
• ? Completing client fact-finds and gathering the required supporting information.
• ? Preparing and submitting mortgage applications and supporting documentation.
• ? Managing cases throughout the application process through to completion.
• ? Maintaining regular contact with clients, lenders and relevant stakeholders.
• ? Providing clear and timely updates throughout each case.
• ? Ensuring advice and case management meet regulatory and internal compliance requirements.

What we are looking for:

• ? Approx.2 years of relevant mortgage experience.
• ? Background in Buy-to-Let, Portfolio Landlords and Professional Investors.
• ? CeMAP qualification, but candidates without it may be considered if they have relevant experience.
• ? Knowledge of affordability assessments, lending criteria and mortgage and protection products
• ? Understanding of the UK mortgage market, lender products and FCA regulatory requirements
• ? Ability to use CRM systems and digital tools for research, record keeping and client communication
• ? Experience within financial services would be preferred.

The candidates from the following background will be considered:

• ? Mortgage Broker, Mortgage Adviser, Mortgage Advisor, Mortgage & Protection Adviser, Mortgage Sp