Medical Underwriter

JR United Kingdom; London; Hybrid; GBP 60,000 - 100,000; Full time

Job summary

An ambitious financial services business is seeking a Head of Medical Underwriter to lead a transformative journey in underwriting. This role offers the chance to develop a commercially focused team, drive operational excellence, and influence strategic policy development in a collaborative environment. The ideal candidate will possess deep expertise in medical underwriting, strong leadership skills, and a data-driven mindset. With a hybrid working model and a high-performance culture, this position is pivotal for shaping the future of the organization and ensuring compliance with UK regulations.

Qualifications

• Proven experience in medical underwriting with a focus on complex risk factors.
• Strong leadership in managing claims and developing strategic policies.

Responsibilities

• Lead the medical underwriting team to drive claims philosophy and streamline processes.
• Engage with stakeholders and reinsurers to build strong external relationships.

Skills

Medical Underwriting Expertise

Claims Management Leadership

Strategic Policy Development

Regulatory and Compliance Knowledge

Tech-Savvy and Data-Driven

Research & Analytical Capability

Stakeholder Engagement

Team Leadership & Development

Operational Excellence

Strong Influencer & Communicator

Job description

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Head of Medical Underwriter - Financial Services

Our client is a dynamic & ambitious Financial Services business on an end-to-end transformation journey across technology, operations and culture. They require a pragmatic leader to own the corporate responsibility for all things medical underwriting. You will have the opportunity to develop a commercially focused underwriting team to drive the claims philosophy, streamline processes, and ensure successful implementation.

Our client hires self-starters who own their areas and are highly collaborative. They seek a dynamic individual with a strong track record of working in fast-paced, challenging environments.

This role requires a Leading Medical Underwriter with the following key skills, which are must-haves:

• Expertise in Medical Underwriting – including genetics, complex risk factors, and cross-product knowledge.
• Claims Management Leadership – strong decision-making in complex or contentious claims.
• Strategic Policy Development – setting and embedding underwriting/claims philosophies aligned with commercial goals.
• Regulatory and Compliance Knowledge – deep understanding of UK regulations (ABI, FOS) and audit requirements.
• Tech-Savvy and Data-Driven – champions automation, data-led decision-making, and technology adoption in underwriting.
• Research & Analytical Capability – leading mortality/longevity research and rules-based underwriting development.
• Stakeholder & Reinsurer Engagement – building strong external relationships and representing the business credibly.
• Team Leadership & Development – coaching a small team, building operational capability and expertise.
• Operational Excellence – driving consistency, efficiency, and continuous process improvement.
• Strong Influencer & Communicator – securing cross-functional buy-in and articulating complex technical ideas clearly.

You will be working with an extraordinary leadership team and a board with one of the most aligned strategies in their market. Working in a culture designed for high-performance outcomes and high collaboration, this role comes at a pivotal stage in their journey.

The role is hybrid, with core offices in London and a flexible working culture based on outcomes rather than mandated days.