Junior Mortgage Broker

Swoop Recruitment; Greater London; On-site; GBP 31,000 - 37,000; Full time

Benefits offered by this job

Week induction

Long-term progression opportunities

Mayfair office location

Job summary

Swoop Recruitment is looking for a Junior Mortgage Broker to join its Mayfair team. After CeMAP and exposure to the mortgage market, you’ll help support brokers, learn lender criteria, and manage cases for high-net-worth clients across the UK and Europe.

You’ll gain hands-on experience in a specialist market while developing client-facing skills. You'll start in a busy, commercially focused environment with a week induction and clear progression to more senior roles.

Qualifications

• CeMAP qualified, ideally recent.
• Some exposure to mortgages or financial services.
• Genuine interest in building a long-term mortgage broking career.
• Able to absorb information quickly and work independently.
• Proactive and resourceful with a questions-driven approach.
• Commercial ambition and desire to develop client relationships.

Responsibilities

• Support experienced brokers with mortgage enquiries and client requirements.
• Research lender criteria and suitable mortgage products.
• Gather and review payslips, bank statements, tax information and credit reports.
• Assist with preparing and packaging mortgage applications to ensure completeness.
• Liaise with clients, lenders and solicitors to progress cases.
• Maintain accurate client records and case notes per compliance.

Skills

Strong numerical skills

Attention to detail

Organised

Communication skills

Education

CeMAP

Job description

Junior Mortgage Broker | High-Net-Worth Finance

Qualified, ambitious and ready to build your career in mortgage broking?

If you've recently completed CeMAP, gained some exposure to the mortgage market and are keen to turn that foundation into a successful career, this could be an exciting next step.

We're working with an established international high-net-worth mortgage brokerage looking for an ambitious Junior Mortgage Broker to join its Mayfair team.

The business works with affluent clients with property interests across the UK and Europe, arranging bespoke financing solutions across a range of property requirements. With established marketing, a strong returning-client database and quality inbound enquiries, you'll have the opportunity to gain hands-on experience in a specialist market while learning alongside experienced brokers.

This isn't a classroom-based training programme. You'll be joining a busy, commercially focused environment where you'll learn by getting involved, observing experienced brokers, asking questions and taking ownership of your development. You'll need to be proactive, quick to absorb information and comfortable building your knowledge as you go.

For the right person, it's an opportunity to establish yourself in a specialist area of mortgage finance, develop your client-facing skills and build towards a more senior, commercially rewarding role.

What's on offer?

• £34,000 basic salary plus 10% commission, giving you the opportunity to earn as you develop.
• Exposure to high-net-worth mortgage broking, including clients with property portfolios and more complex financing requirements.
• Access to quality inbound enquiries supported by established marketing and a strong existing client database.
• Learn alongside experienced brokers, gaining practical insight into lender criteria, case structuring and client management.
• A week induction to help you understand the business, its processes and the systems you'll be working with.
• Long-term progression opportunities, with scope to grow your expertise, billings and earning potential.
• A collaborative Mayfair office, where you'll work alongside ambitious, experienced professionals.

The opportunity

You’ll gain exposure to the full mortgage process, from understanding a client's requirements and researching suitable lenders through to packaging applications and managing cases towards completion.

Initially, you’ll support experienced brokers and develop your technical knowledge, gradually taking on more responsibility as your competence grows. You’ll learn how to assess client circumstances, understand lender requirements, identify suitable solutions and keep transactions moving.

The role offers exposure to residential mortgages, buy-to-let and bridging finance, alongside the wider world of high-net-worth property finance.

You’ll have colleagues around you to learn from, but this opportunity is best suited to someone who takes the initiative, seeks out answers and applies what they learn rather than waiting for every step to be explained.

What you'll be doing

• Support experienced brokers with mortgage enquiries, fact-finds and client requirements.
• Research lender criteria and suitable mortgage products to help identify appropriate financing solutions.
• Gather and review financial documentation, including payslips, bank statements, tax information and credit reports.
• Assist with preparing and packaging mortgage applications, ensuring documentation is accurate and complete.
• Liaise with clients, lenders, solicitors and other parties to help progress cases efficiently.
• Maintain accurate client records and case notes, following the firm’s compliance procedures.
• Develop your understanding of affordability, case structuring, mortgage regulation and the high-net-worth market.
• Progress towards managing your own cases and advising clients, subject to the appropriate competence, authorisation and supervision requirements.

What we’re looking for

• CeMAP qualified, ideally having completed the qualification recently.
• Some relevant experience or exposure to mortgages, financial services, banking or property finance.
• A genuine interest in building a long-term career in mortgage broking.
• The ability to absorb information quickly, learn independently and apply new knowledge in practice.
• A proactive, resourceful attitude, with the confidence to ask questions and seek out solutions.
• Strong numerical skills and excellent attention to detail.
• Good organisation and the ability to manage competing priorities.
• Confident communication skills and a professional, approachable manner.
• Commercial ambition and the motivation to develop your skills, build client relationships and increase your earnings.

Is this the right next step for you?

You may already be working in a mortgage administration, case management or junior advisory role and feel ready for greater exposure to clients and the commercial side of the business. Or you may have recently qualified and be looking for an opportunity to put your knowledge into practice in a more specialist market.

What matters most is that you’ve built a foundation, are hungry to learn and are ready to take responsibility for your own development.