Head of Data Science

Carmoola Limited; London; Hybrid; GBP 120,000 - 140,000; Full time

Job summary

An innovative fintech company is seeking a Head of Data Science to lead their Credit Scoring and Fraud analysis strategy. In this pivotal role, you will work closely with various teams to build a cutting-edge lending platform and enhance decision-making processes using the latest data science techniques. This role offers a unique opportunity to shape the data science function from the ground up in a vibrant and supportive environment. If you are passionate about driving change in the car finance industry and have a strong analytical background, this is the perfect opportunity for you.

Benefits

Competitive Salary

Equity/Options Package

Vibrant Working Environment

Supportive Team

Hybrid Working Model

Qualifications

• 5+ years experience in financial services with a strong analytical background.
• Experience in using data science techniques for decision making.

Responsibilities

• Lead the Credit Scoring and Fraud analysis strategy.
• Build a world-class lending platform with the analytics team.
• Create frameworks for analytic testing and improve debt recovery.

Skills

Data Science Techniques

Risk Management

Analytical Skills

Collaboration

Regulatory Understanding

Job description

Join The Revolution In Fintech Car Finance

We’re Carmoola - a bold, disruptive fintech shaking up the car finance industry for good. After a hugely successful launch and securing over £240m in funding (backed by incredible investors like QED), we’re scaling fast. Really fast.

Your Role in Our Story

We are looking for an exceptional and seasoned Head of Data Science. You will lead the company’s Credit Scoring, Fraud, and Collections / Customer Engagement analysis strategy.

Responsibilities

• Working within the credit and analytics team to build a world class lending platform
• Analyse ways to increase acceptance rates while maintaining performance
• Identify data and algorithmic opportunities to reduce fraud risk
• Own the Collections strategy and deliver solutions to improve debt recovery
• Create analytic testing frameworks

What You’ll Need:

• 5 years+ experience in an analytically strong financial services provider
• Eagerness to get ‘stuck in’, collaborate with different teams and work across a wide range of different areas.
• A good understanding of the regulatory environment, especially responsible lending (creditworthiness/ affordability)
• Experience in using the latest data science techniques to enhance decisioning
• Strong background in risk management

• Competitive salary (£120-£140k, depending on experience)
• Equity/options package
• The opportunity to build and shape a data science function from the ground up
• A vibrant, innovative working environment with a talented, supportive team
• Hybrid working model with a modern office in Primrose Hill London

Join Carmoola in reshaping the world of car finance with your data skills. We celebrate diversity and encourage individuals from all backgrounds to apply. Carmoola is driving change in car finance - come be part of it!