Head of Data Science

Harnham; Greater London; Hybrid; GBP 120,000 - 150,000; Full time

Job summary

An innovative fintech lender is seeking a Head of Data Science to lead data-driven strategies in credit scoring and fraud prevention. This senior role offers the opportunity to shape a next-generation lending platform in a high-growth environment backed by significant funding. You will design scalable models, enhance acceptance rates, and develop cutting-edge fraud detection techniques. Join a forward-thinking company that combines AI-powered solutions with a mission-driven approach, and make a significant impact in the lending industry while enjoying a modern, hybrid working model.

Benefits

Private medical insurance

Modern office with hybrid working model

Qualifications

• 5+ years in data science or credit analytics in a financial service or fintech environment.
• Strong background in credit risk and fraud strategy.

Responsibilities

• Leading credit, fraud, and collections analytics across the credit lifecycle.
• Designing scalable data science models to improve lending performance.

Skills

Data Science

Credit Analytics

Fraud Strategy

Python

SQL

Machine Learning

Job description

1 week ago Be among the first 25 applicants

Get AI-powered advice on this job and more exclusive features.

This range is provided by Harnham. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

Direct message the job poster from Harnham

Building Credit Risk, Fraud, and Pricing Analytics teams across the UK | The Talent Driving The Data and AI Revolution

HEAD OF DATA SCIENCE

LONDON

A fast-growing fintech lender is seeking a high-calibre Head of Data Science to lead their data-driven strategies across credit scoring, fraud prevention, and collections. This senior leadership role offers the chance to shape a next-generation lending platform in a high-growth environment backed by over £100m in funding.

THE COMPANY

This fintech is revolutionising the industry by embedding intelligent lending solutions into the customer journey. Backed by tier-one investors and experiencing rapid growth, they combine AI-powered credit assessment with a modern, mission-driven approach to lending.

THE ROLE

As Head of Data Science, your day-to-day responsibilities include but are not limited to:

• Leading credit, fraud, and collections analytics across the credit lifecycle
• Designing scalable data science models to improve lending performance
• Enhancing acceptance rates while maintaining strong credit quality
• Developing fraud detection techniques using cutting-edge algorithms
• Owning collections strategy and driving recovery improvements
• Collaborating with teams across product, risk, operations, and compliance

SKILLS AND EXPERIENCE

• 5+ years in data science or credit analytics in a financial service or fintech environment
• Strong background in credit risk and fraud strategy
• Experience with responsible lending regulations
• Proficiency in Python, SQL, and modern statistical/machine learning methods
• Experience building and deploying decisioning frameworks
• Comfortable working across multiple analytical domains and teams

THE BENEFITS

• Private medical insurance
• Modern office with hybrid working model

HOW TO APPLY

Please register your interest by sending your CV to Dominic through the ‘Apply’ link

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance

Referrals increase your chances of interviewing at Harnham by 2x

Sign in to set job alerts for “Head of Data Science” roles.

London, England, United Kingdom 1 week ago

London, England, United Kingdom 1 week ago

London, England, United Kingdom 2 weeks ago

Head of AI Technology - AI Innovation Team - Head of Data Science & Data Software Engineering

Greater London, England, United Kingdom 2 weeks ago

London, England, United Kingdom 4 weeks ago

Buckinghamshire, England, United Kingdom 2 weeks ago

London, England, United Kingdom 1 month ago

London, England, United Kingdom 1 month ago

London Area, United Kingdom £120,000.00-£150,000.00 7 hours ago

London, England, United Kingdom 4 days ago

London, England, United Kingdom 1 week ago

London, England, United Kingdom 2 months ago

London Office - Head of Data and Analytics - Hybrid (M/F/D)

London, England, United Kingdom 1 week ago

Senior Director Head of Data Governance & Strategy

Western Europe Practice Head - Data Science (Machine Learning/Artificial Intelligence (ML/AI)

London, England, United Kingdom 6 days ago

Head of Data Science (Credit Risk & Fraud)

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.