Head of Data Science

Carmoola; London; Hybrid; GBP 120,000 - 140,000; Full time

Job summary

An innovative firm is seeking a Head of Data Science to revolutionize car finance through data-driven insights. This role involves leading the Credit Scoring and Fraud analysis strategies, collaborating across teams to enhance decision-making, and shaping a data science function from the ground up. With a competitive salary and a vibrant work environment, this position offers a unique opportunity to make a significant impact in a rapidly growing company. If you are passionate about data and want to drive change in the industry, this is your chance to shine.

Benefits

Equity/options package

Modern office in Primrose Hill

Hybrid working model

Supportive team environment

Qualifications

• 5+ years in a financial services provider with strong analytical skills.
• Experience with data science techniques for decision-making.

Responsibilities

• Lead the Credit Scoring and Fraud analysis strategy.
• Build a world-class lending platform with the analytics team.

Skills

Data Analysis

Risk Management

Collaboration

Regulatory Knowledge

Data Science Techniques

Education

Bachelor's Degree in Data Science or related field

Master's Degree (preferred)

Job description

3 weeks ago Be among the first 25 applicants

Join the Revolution in Car Finance

At Carmoola, we're changing the way people get on the road - making it faster, fairer, and entirely built around the customer. We've started with car finance, reimagining it from the ground up with a seamless, digital experience that puts drivers in control.

Join the Revolution in Car Finance

At Carmoola, we're changing the way people get on the road - making it faster, fairer, and entirely built around the customer. We've started with car finance, reimagining it from the ground up with a seamless, digital experience that puts drivers in control.

Since launch, we've raised over £240m from top-tier investors (including QED), helped over 10,000 customers get behind the wheel - and we're scaling fast. But we're just getting started.

Your Mission

We are looking for an exceptional and seasoned Head of Data Science. You will lead the company's Credit Scoring, Fraud, and Collections / Customer Engagement analysis strategy.

Requirements

What You'll Be Doing

• Working within the credit and analytics team to build a world class lending platform
• Analyse ways to increase acceptance rates while maintaining performance
• Identify data and algorithmic opportunities to reduce fraud risk
• Own the Collections strategy and deliver solutions to improve debt recovery
• Create analytic testing frameworks
  
  
  

What You'll Bring

• 5 years+ experience in an analytically strong financial services provider
• Eagerness to get ‘stuck in', collaborate with different teams and work across a wide range of different areas
• A good understanding of the regulatory environment, especially responsible lending (creditworthiness/ affordability)
• Experience in using the latest data science techniques to enhance decisioning
• Strong background in risk management
  
  
  

Benefits

Why Join Carmoola?

• Competitive salary (£120-£140k, depending on experience)
• Equity/options package
• The opportunity to build and shape a data science function from the ground up
• A vibrant, innovative working environment with a talented, supportive team
• Hybrid working model with a modern office in Primrose Hill London
  
  
  

Join Carmoola in reshaping the world of car finance with your data skills. We celebrate diversity and encourage individuals from all backgrounds to apply. Carmoola is driving change in car finance - come be part of it!

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Analyst

• Industries

  IT Services and IT Consulting

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