Head of Credit Risk- Mortgages

JR United Kingdom; Cheltenham; On-site; GBP 70,000 - 90,000; Full time

Job summary

A leading firm is seeking an Interim Head of Credit Risk in Cheltenham to manage credit risk within mortgages. This short-term contract requires extensive mortgage experience, strong credit risk management skills, and the ability to promote a positive risk culture. Ideal candidates will have significant experience in enhancing risk management frameworks and presenting to senior stakeholders.

Qualifications

• Extensive experience within mortgages.
• Experience managing credit risk throughout the credit lifecycle.
• Knowledge of regulatory environment in UK banking.

Responsibilities

• Manage credit risk across the mortgage portfolio.
• Develop and embed risk management frameworks.
• Enhance management information capabilities for decision-making.

Skills

Mortgage experience

Credit risk management

Risk culture promotion

Continuous improvement

Presentation skills

Job description

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Head of Credit Risk- Mortgages, Cheltenham

Client: MERJE

Location:

Cheltenham

Job Category:

Other

EU work permit required:

Yes

Job Views:

3

Posted:

06.06.2025

Expiry Date:

21.07.2025

Job Description:

Our client is seeking an Interim Head of Credit Risk with strong mortgage experience. This is a short-term contract role with an immediate start.

Key Requirements:

• Extensive experience within mortgages
• Practical experience managing credit risk throughout the credit lifecycle
• Experience with expert and judgmental lending approaches, as well as portfolio/modelled approaches
• Experience developing and embedding risk management frameworks, collaborating with internal and external partners
• Experience enhancing management information capabilities for oversight and decision-making
• Knowledge of the regulatory environment related to credit risk and UK banking/financial services trends
• Experience leading continuous improvement initiatives
• Experience presenting to Board, Non-executive directors, or regulators
• Ability to promote a positive risk culture within teams