Head – Affordable Housing Loans

Homes England; Birmingham; Hybrid; GBP 90,000 - 125,000; Full time

Benefits offered by this job

Hybrid working (50/50)

Pension scheme

Employee assistance programme

Healthcare plans

Discounts and benefits

EDI and inclusion initiatives

Job summary

Homes England is recruiting a Head of Affordable Housing Loans to drive delivery of the £1bn Low-Interest Loans programme and coordinate with grant funding delivery across England. The role sits in the Affordable Housing Delivery team and links policy, finance and operations to secure timely delivery.

You will work with senior stakeholders, manage risk, and oversee the lifecycle from bidding through allocation to operational delivery, in a hybrid working environment with a strong emphasis on

Responsibilities

• Manage compliance across loans and grant dependencies within the portfolio.
• Liaise with Affordable Housing team and Loans to ensure delivery aligns with programme requirements.
• Engage with senior stakeholders to mitigate risks and support informed decision making.
• Support bid, allocation and delivery phases for the new funding programme.

Job description

Closing Date 11th October 2026

Interviews from week commencing 19th October

About the role.

Working in the Affordable Housing Delivery team with Ruth Ryan, Assistant Director of Affordable Housing Delivery, the Head of Affordable Housing Loans role will play a critical role in deploying loans alongside grant funding programmes. You will be joining our friendly and talented team, who are dedicated to partnership working to secure delivery of affordable housing across England.

In particular, this role will initially be focussed on delivery of the £1bn funding available for Low-Interest Loans to be deployed through Homes England and the National Housing Bank. This role is a key linkage between the Affordable Housing team and Loans with responsibility for managing compliance across loans and grant dependant on portfolio.

This role is being created at a key time in developing and implementing the new product and is needed to stand up a new programme moving into delivery alongside our Social and Affordable Homes Programme allocations. Design work is well underway, but this is an opportunity to join at the point we will be moving the product through bidding, allocation and into operational delivery.

Alongside this key responsibility, as a Head of within the delivery team and a member of the SLT in Affordable Housing Grants, you will engage across all funding routes and with the wider team to ensure continuous improvement of processes, influence future programme design and support a positive culture.

Ruth believes respect, honest and good quality communication and relationship development supports quick resolution of issues and challenges if they do arise. Ruth believes in working in a collaborative way and values diversity in experience and perspective to foster good decision making and problem solving within their team.

About you.

You’ll be comfortable supporting the team and partners with complex programmes, aiming to support development delivery where possible whilst ensuring risk is captured and understood and assumptions are challenged to secure success. This will include you needing to quickly digest and interpret data, both financial and related to delivery. You will have a strong awareness of financial and construction risk and risks that could be affecting affordable housing providers as a whole, not just in the development space.

Delivering on a mission as bold as ours isn’t always easy. You will be resilient and comfortable managing stakeholders at a senior level and your discussions will always be shaped by a good understanding of the commercial and operational impact of what we do as an affordable housing team. You will enjoy working in an innovative, fun and engaging way and be able to negotiate and persuade.

As an experienced professional you’ll understand how to manage colleagues directly and through matrix working, and be able to demonstrate you can work with others as part of a team in a collaborative, inclusive way.

Who are we?

Homes England: The Housing and Regeneration Agency

We believe that affordable, quality homes in well-designed places are key to improving people’s lives. As the government’s housing and regeneration agency, we create thriving new places and transform urban areas, combining the full breadth of our powers, expertise, land, capital and influence to bring investment to communities and get more homes built.

How? We form long-term partnerships that bridge the gap between the public and private sector to meet local needs and aspirations. We use our influence to champion the creation of sustainable homes, communities and places that are brilliantly designed for the people that live there now, and in the future. And we use our funding and support to build a more resilient, diverse and innovative housing sector, helping new entrants in the market, encouraging modern methods of construction and design, and promoting the utmost attention to building safety.

Together with our partners, we’re accelerating the pace of house building, remediation and regeneration across the country, as we seek to deliver ever more affordable homes in places people are proud to call home for generations to come.

What we offer.

As well as a competitive salary and 33 days annual leave, we are committed to 50/50 hybrid working. We’ll support you, wherever possible, so that you don’t miss out on what matters to you.

Membership of the Homes and Communities Agency Pension Scheme, which is a contributory defined benefit scheme with the amount you receive on retirement based on your salary and years worked at the Agency.

Internal applicants: please note that if you are successful, the salary you are offered will be in accordance with our pay policy. You can find details on the HR Hub SharePoint site.

If you ever need a bit of extra help, we have a great employee assistance programme, a wide range of healthcare plans, financial wellbeing support and access to many great discounts with leading high street names.

Our range of network groups are also there to support you to be yourself at work and play a key role in helping shape our future.

If you are a member of a professional body, we’ll pay for your membership and once you get your digital kit, you’ll be good to go.

Homes England are a geographically diverse community. We work to a 50/50 office/ home based model. Moving back into our office environments has enabled us to utilise our space and time together in the most collaborative way.

We’re a diverse team of more than 1,000 professionals spanning 17 professions, helping Homes England to be effective, efficient and deliver for communities.

Our people remain at the heart of everything we do, and we’re committed to building an Agency that not only reflects the diverse communities we serve, but also champions inclusion in how we shape homes and places across the country. For more information about our EDI strategy please see our Equality, Diversity and Inclusion Report 2024 to 2025 — Second Edition - GOV.UK

You will be required to have the Right to Work in the UK and Homes England do not offer visa sponsorship. If your application is shortlisted to interview we will require you to provide proof of your Right to Work in the UK at this stage.

Artificial Intelligence can be a useful tool to support your application, however, all examples and statements provided must be truthful, factually accurate and taken directly from your own experience. Where plagiarism has been identified (presenting the ideas and experiences of others, or generated by artificial intelligence, as your own) applications may be withdrawn and internal candidates may be subject to disciplinary action. Please see our candidate guidance for more information on appropriate and inappropriate use.