Group Credit Manager

JR United Kingdom; Reading; On-site; GBP 45,000 - 65,000; Full time

Job summary

An exciting opportunity for a Group Credit Manager at JR United Kingdom involves leading the Credit Control team, overseeing policies, and managing risk. This office-based role offers competitive benefits, including a profit share bonus and private medical insurance, in a community-focused environment.

Benefits

Profit share bonus

Private medical insurance

Pension scheme

Paid holidays

Life assurance

Health cash plan

Workwear

Employee assistance programs

Qualifications

• Experience in a credit control team required.
• Strong financial understanding essential.
• Excellent communication skills to liaise with stakeholders.

Responsibilities

• Lead credit control activities and manage a team.
• Organise and lead meetings with senior management.
• Provide management reports on credit-related metrics.

Skills

Financial understanding

Leadership

Problem-solving

Communication

Self-motivated

Job description

An exciting opportunity for a Group Credit Manager has become available at our Head Office. This challenging yet rewarding role involves leading Credit Control for our group of companies, reporting to the Finance Director. The role will include overseeing credit-related activities such as risk management, developing credit policies, and managing the team. This is an office-based role at our Head Office in Shirley, near the M42.

The successful candidate will:

• Have prior experience within a busy credit control team,
• Possess strong financial understanding,
• Be able to problem solve,
• Be confident in leading a team,
• Be self-motivated and driven,
• Have excellent communication skills to liaise with internal and external stakeholders, ensuring the success of the credit function.

Key responsibilities include:

• Act as the lead contact with Credit Insurers, monitor insured limits, submit claims promptly, and assist in negotiations for renewals,
• Organise and lead monthly meetings with senior management,
• Provide management reports on bad debts, debtor days, collections, and other ad-hoc reports,
• Manage cash collection for all Group companies,
• Ensure departmental systems and protocols are efficient and adhered to,
• Oversee the Credit Control Department and manage the team proactively,
• Handle credit applications and related documentation,
• Make major or sensitive credit decisions,
• Control credit limits,
• Manage litigation, insolvency cases, and pursue claims,
• Set and enforce credit policies and manage credit notes,
• Conduct risk assessments for existing and new credit applicants,
• Maintain strong relationships with stakeholders across departments,
• Review sales Terms and Conditions before approval,
• Visit customers and company sites as needed.

Benefits include profit share bonus, private medical insurance, pension scheme, paid holidays, life assurance, health cash plan, workwear, and employee assistance programs.

About Us

With over a century in construction, we are one of the UK’s largest independent builders’ merchants, offering a wide range of building materials across the Midlands and South-East. We are committed to community support and regularly donate to local charities through the EH Smith Charitable Trust.

Our People

We foster a people-first culture emphasizing well-being, development, and support, providing opportunities for growth in an inclusive environment.