Group Credit Manager

JR United Kingdom; Northampton; On-site; GBP 50,000 - 70,000; Full time

Job summary

A leading company in construction is seeking a Group Credit Manager at their Head Office. This pivotal role involves leading the Credit Control team and implementing credit policies while ensuring effective communication with stakeholders. The successful candidate will have substantial experience in credit control and team leadership, alongside a commitment to fostering relationships and achieving departmental goals.

Benefits

Profit share bonus

Private medical insurance

Pension scheme (Salary Sacrifice)

23 days paid holiday plus bank holidays

Life assurance

Health Cash Plan

Workwear/PPE

Employee Assistance Programme

Qualifications

• Prior experience in busy credit control environment.
• Strong financial understanding required.
• Excellent communication skills to liaise with stakeholders.

Responsibilities

• Lead Credit Control for group companies and oversee credit activities.
• Act as main contact with Credit Insurers and monitor insured limits.
• Provide management information on debts, collections, and reports.

Skills

Financial understanding

Problem-solving

Team leadership

Communication skills

Self-motivated

Job description

An exciting opportunity for a Group Credit Manager has become available at our Head Office. This challenging yet rewarding role involves leading Credit Control for our group of companies, reporting to the Finance Director. The position requires overseeing credit-related activities such as risk management, developing and implementing credit policies, and managing the team. This is an office-based role at our Head Office in Shirley, near the M42.

The successful candidate will:

• Have prior experience in a busy credit control environment,
• Possess strong financial understanding,
• Be capable of problem-solving,
• Be confident in leading a team,
• Be self-motivated and driven,
• Have excellent communication skills to liaise with internal and external stakeholders, ensuring the success of the credit function.

Key responsibilities include:

• Act as the main contact with Credit Insurers, monitor insured limits, submit claims, and assist in renewal negotiations,
• Organise and lead monthly meetings with senior management,
• Provide management information on debts, debtor days, collections, and other reports as needed,
• Handle cash collection for all group companies,
• Ensure departmental systems and protocols are effective and enforced,
• Oversee the Credit Control Department and manage the team proactively,
• Manage credit applications and provision of PODs,
• Make major or sensitive credit decisions,
• Control credit limits,
• Manage litigation, insolvency cases, and pursue claims,
• Set and manage credit policies and credit notes,
• Conduct risk assessments for existing and new credit applicants,
• Maintain strong relationships with stakeholders,
• Review sales Terms and Conditions,
• Visit customers and sites as required.

Benefits include profit share bonus, private medical insurance, pension scheme (Salary Sacrifice), 23 days’ paid holiday plus bank holidays, life assurance, Health Cash Plan, workwear/PPE, and Employee Assistance Programme.

About Us

With over a century in construction, we are one of the UK’s largest independent builders’ merchants with branches across the Midlands and South-East, offering a wide range of building materials and expert advice. We are committed to our people and communities, donating a portion of profits to local charities through the EH Smith Charitable Trust.

Our People

We foster a caring, respectful, and supportive culture, prioritising well-being and growth. We invest in our colleagues’ development, providing opportunities to learn and thrive in an inclusive environment.