Group Credit Manager

JR United Kingdom; Chester; On-site; GBP 45,000 - 65,000; Full time

Job summary

A leading UK independent builders' merchant is seeking a Group Credit Manager to lead its Credit Control team at their Head Office in Chester. The role includes developing credit policies, managing a dedicated team, and ensuring effective cash collection strategies. The successful candidate will have strong financial knowledge, leadership skills, and experience in credit control. Alongside a competitive salary, the role offers benefits such as private medical insurance, profit share bonuses, and a pension scheme.

Benefits

Profit share bonus

Private medical insurance

Pension scheme

Paid holiday

Life assurance

Health cash plan

Workwear/PPE

Employee assistance programs

Qualifications

• Prior experience in a busy credit control team is required.
• Strong financial understanding and excellent communication skills are essential.
• Must be confident in leading a team and motivated.

Responsibilities

• Lead Credit Control for the group of companies.
• Manage cash collections and oversee the Credit Control Department.
• Monitor insured limits and engage with Credit Insurers.

Skills

Problem Solving

Financial Understanding

Communication

Team Leadership

Self-motivation

Job description

An exciting opportunity for a Group Credit Manager has become available at our Head Office. This challenging yet rewarding role involves leading Credit Control for our group of companies, reporting to the Finance Director. The role includes overseeing credit-related activities such as risk management, developing and implementing credit policies, and managing the team. This is an office-based role at our Head Office in Shirley, near the M42.

The successful candidate will:

• Have prior experience working within a busy credit control team,
• Possess strong financial understanding,
• Be able to problem solve,
• Be confident in leading a team,
• Be self-motivated and driven,
• Have excellent communication skills, as the role involves liaising with internal and external stakeholders to ensure the success of the credit function.

Key responsibilities include:

• Being the main contact with Credit Insurers, monitoring insured limits, submitting claims, and assisting with renewal negotiations,
• Organising and leading monthly meetings with senior management,
• Providing management information on debts, debtor days, collections, and ad-hoc reports,
• Managing cash collection for all group companies,
• Ensuring departmental systems and protocols are effective and enforced,
• Overseeing the Credit Control Department and managing the team proactively,
• Processing credit applications and PODs,
• Making major or sensitive credit decisions,
• Controlling credit limits,
• Managing litigation, insolvency practitioners, and pursuing claims,
• Setting credit policies and managing credit notes,
• Conducting risk assessments for existing accounts and new applicants,
• Maintaining strong relationships with stakeholders,
• Reviewing sales Terms and Conditions,
• Visiting customers and company sites as required.

Benefits include profit share bonus (dependent on company performance), private medical insurance, pension scheme, paid holiday, life assurance, health cash plan, workwear/PPE, and employee assistance programs.

About Us

With over a century of experience, we are one of the UK’s largest independent builders’ merchants, serving the Midlands and South-East with a wide range of building materials and expert advice. We are committed to our people and communities, supporting local charities through donations from profits.

Our People

Our culture is caring, respectful, and supportive. We invest in our colleagues’ well-being and development, fostering an inclusive environment where everyone can grow and succeed.