Graduate Risk Analyst

Virtuoso Recruitment Limited; Ouzlewell Green; Hybrid; GBP 25,000 - 30,000; Full time

Benefits offered by this job

Company pension scheme

Birthday leave

Cycle to Work scheme

Professional development

Job summary

Virtuoso Recruitment Limited is seeking a motivated Risk Analyst to join our Risk Team in Leeds, with a hybrid pattern (3 days in the office, Monday to Friday). The role offers a salary in the 25k–30k range and a permanent, full-time contract.

You will support merchant onboarding reviews, monitor transactions for unusual activity, and assist in managing fraud alerts and risk investigations. A proactive, communicative, detail-oriented mindset is essential for success in payments and risk.

Qualifications

• Professional and team-focused attitude.
• Strong communication skills.
• Comfort with data analysis.
• Proactive problem-solving mindset.
• High integrity and reliability.
• Enthusiasm to learn in payments and risk.

Responsibilities

• Support merchant onboarding reviews and website checks.
• Monitor daily/weekly transactions for unusual patterns.
• Assist in managing chargebacks, fraud alerts, and early warnings.
• Support investigations into suspicious merchant activity.
• Collaborate with Relationship Managers on risk-related queries.
• Contribute to portfolio reviews and risk reporting.
• Maintain records and follow internal risk procedures.
• Contribute to a positive, collaborative team environment.
• Occasionally visit merchants as required.

Skills

Analytical mindset

Team player

Verbal & written communication

Data analysis

Problem-solving

Attention to detail

Ownership

Integrity

Driving licence

Tools

Microsoft Excel

Job description

Risk Analyst - 25-30k ( Hybrid)

Location: Leeds, West Yorkshire (LS16) Department: Risk Contract Type: Full-Time, Permanent Working Pattern: Hybrid (3 days per week in the office, Monday to Friday)

About the Role

Our Client is looking for a motivated and analytical Risk Analyst to join their growing Risk Team.

This is an excellent opportunity for an individual who is curious, proactive, and keen to develop a career within the payments and risk industry. While previous experience in risk management is advantageous, we are primarily looking for someone with the right attitude, strong communication skills, and a genuine willingness to learn.

As a Risk Analyst, you will play a key role in supporting the management of our merchant portfolio, helping to identify, assess, and mitigate risk while ensuring compliance with industry standards and regulatory requirements. You will work closely with experienced colleagues who will provide training, guidance, and ongoing support as you develop your expertise.

Key Responsibilities

• Support merchant onboarding reviews, including application assessments and website checks.
• Monitor daily and weekly transaction activity, identifying unusual patterns, trends, and potential risks.
• Assist in managing chargebacks, fraud alerts, and early warning indicators.
• Support investigations into suspicious or unusual merchant activity.
• Collaborate with Relationship Managers and internal stakeholders to support merchant needs and risk-related queries.
• Contribute to portfolio reviews, risk assessments, and management reporting.
• Maintain accurate records and ensure adherence to internal risk procedures.
• Actively contribute to a positive, collaborative, and high-performing team environment.
• Undertake occasional merchant visits where required.

About You

• Has a positive, professional, and team-focused attitude.
• Is naturally curious and enjoys problem-solving and investigation.
• Possesses strong verbal and written communication skills.
• Is comfortable working with data and information analysis.
• Demonstrates initiative and can identify potential issues before they scale.
• Takes ownership of their work and consistently delivers to a high standard.
• Has high levels of integrity, reliability, and attention to detail.
• Holds a full UK driving licence and has access to their own transport (preferred).

Desirable Experience

The following experience would be beneficial but is not essential:

• Exposure to payments, financial services, risk, compliance, or fraud prevention.
• Experience using Microsoft Excel or working with data-driven processes.
• A customer service, account management, or relationship-focused background.
• Knowledge of card payments, chargebacks, acquiring, or e-commerce environments.

What We Offer

• Comprehensive training and ongoing professional development.
• Support and mentoring from experienced risk professionals.
• Clear career progression opportunities within a growing business.
• Exposure to a dynamic and fast-paced payments industry.
• A supportive and collaborative working culture.
• Company pension scheme.
• Birthday leave.
• Cycle to Work scheme.
• Additional employee benefits.
• Competitive salary, dependent on experience.