Graduate Risk Analyst - Payments & Risk (Hybrid)

Virtuoso Recruitment Limited; Leeds; Hybrid; GBP 25,000 - 30,000; Full time

Benefits offered by this job

Training & development

Mentoring from risk professionals

Career progression

Dynamic payments industry exposure

Supportive team culture

Company pension

Birthday leave

Cycle to Work

Employee benefits

Job summary

Virtuoso Recruitment Limited is seeking a motivated Risk Analyst for a hybrid role in Leeds (LS16). This full-time, permanent post offers three days in the office each week and a structured path to grow in payments risk, governance, and regulatory compliance.

You will support merchant onboarding reviews, monitor daily activity, assist with chargebacks and fraud alerts, investigate unusual activity, and contribute to risk reporting.

Qualifications

• Experience in payments, financial services, risk, compliance or fraud prevention.
• Experience using Microsoft Excel or data-driven processes.
• Customer service or relationship-focused background.
• Knowledge of card payments, chargebacks, acquiring, or e-commerce environments.

Responsibilities

• Support merchant onboarding reviews, including application assessments and website checks.
• Monitor daily and weekly transaction activity, identifying unusual patterns, trends, and potential risks.
• Assist in managing chargebacks, fraud alerts, and early warning indicators.
• Support investigations into suspicious or unusual merchant activity.
• Collaborate with Relationship Managers and internal stakeholders to support merchant needs and risk-related queries.
• Contribute to portfolio reviews, risk assessments, and management reporting.
• Maintain accurate records and ensure adherence to internal risk procedures.
• Actively contribute to a positive, collaborative, and high-performing team environment.
• Undertake occasional merchant visits where required.

Skills

Data analysis

Communication

Problem solving

Attention to detail

Team player

Integrity

Tools

Excel

Job description

Virtuoso Recruitment Limited is seeking a motivated Risk Analyst for a hybrid role in Leeds (LS16). This full-time, permanent post offers three days in the office each week and a structured path to grow in payments risk, governance, and regulatory compliance.

You will support merchant onboarding reviews, monitor daily activity, assist with chargebacks and fraud alerts, investigate unusual activity, and contribute to risk reporting.