FinTech Compliance Lead - BNPL & Loans (UK/EU)

TikTok; Greater London; Sur place; GBP 90 000 - 130 000; Plein temps

Résumé du poste

TikTok is seeking an experienced Business Compliance Officer to lead end-to-end regulatory compliance for BNPL, unsecured personal loans, and merchant financing products launching across the UK and EU. You will build robust compliance frameworks and manage relationships with regulators and partner banks across the region.

Based in the UK/Europe, you will ensure all regulated credit agreements comply with evolving UK/EU requirements and drive licensing, supervision, and go-live readiness for

Qualifications

• 5+ years of compliance experience in financial services, specifically in consumer lending, payments, or BNPL.
• Proven track record of successfully applying for and maintaining credit broker or payment services licenses in at least 2 EU jurisdictions.
• Direct hands-on experience with fintech-bank partnership models for lending products.
• Deep practical knowledge of EU and UK financial services regulation, especially consumer credit.
• Strong project management to lead cross-functional compliance initiatives for multiple launches.
• Excellent communication with regulators, senior leadership, and technical teams.

Responsabilités

• Lead end-to-end regulatory licensing and authorization across multiple EU jurisdictions and UK for BNPL, personal loans, and merchant financing.
• Coordinate with regulators (BaFin, ACPR, OAM, Bank of Spain, AFM, FCA) throughout licensing and supervision.
• Manage FCA Temporary Permissions Regime (TPR) registration and regulatory go-live readiness.
• Establish and maintain compliance frameworks with regulated partner banks and payment processors.
• Oversee third-party reporting, outsourcing guidelines, and regulatory examinations.

Connaissances

Regulatory compliance

Licensing experience

RegTech familiarity

Stakeholder communication

Formation

Bachelor's degree in Law/Business/Finance

Outils

RegTech

Description du poste

TikTok is seeking an experienced Business Compliance Officer to lead end-to-end regulatory compliance for BNPL, unsecured personal loans, and merchant financing products launching across the UK and EU. You will build robust compliance frameworks and manage relationships with regulators and partner banks across the region.

Based in the UK/Europe, you will ensure all regulated credit agreements comply with evolving UK/EU requirements and drive licensing, supervision, and go-live readiness for