Senior AML/CFT MLRO for UK/EU Payments

TikTok Inc.; Greater London; Hybrid; GBP 110,000 - 170,000; Full time

Job summary

TikTok seeks an experienced Financial Crime Compliance Officer to join the UK/EU entity in London as an MLRO-equivalent for AML/CTF oversight. The role is based onsite with a 5-day on-site arrangement and reports to the TikTok AML/CFT officer.

You will lead regulatory interactions, risk assessments, and policy design for a payments-enabled platform. You will tailor global AML/CFT controls to EU/UK requirements, oversee STRs, due diligence, and transaction monitoring, and advise management on

Qualifications

• 5+ years of AML/CFT compliance experience, with mandatory experience in the payments, e-money, or fintech sector.
• Proven experience serving as a designated MLRO or equivalent experienced AML function, with direct accountability to regulators.
• Demonstrated experience engaging with UK and/or EU regulators and law-enforcement authorities, including managing regulatory examinations and audits.
• Strong understanding of the payments ecosystem, including payment products, transaction flows, and associated financial-crime risks.

Responsibilities

• Oversee AML/CTF risk management and regulatory reporting for UK/EU entities.
• Serve as MLRO-equivalent, primary regulator contact, and lead responses to inspections and audits.
• Adapt and implement AML/CFT policies, including customer due diligence, monitoring, sanctions screening, STRs, and record-keeping.
• Provide AML/CFT risk advice to Management and governance committees, escalating material issues.

Skills

Regulatory judgment

Stakeholder management

AML/CFT expertise

Payments knowledge

Job description

TikTok seeks an experienced Financial Crime Compliance Officer to join the UK/EU entity in London as an MLRO-equivalent for AML/CTF oversight. The role is based onsite with a 5-day on-site arrangement and reports to the TikTok AML/CFT officer.

You will lead regulatory interactions, risk assessments, and policy design for a payments-enabled platform. You will tailor global AML/CFT controls to EU/UK requirements, oversee STRs, due diligence, and transaction monitoring, and advise management on