Financial Planner

Lumin Wealth Limited; St Albans; On-site; GBP 45,000 - 75,000; Full time

Benefits offered by this job

Company pension 3% employer

Birthday day off

Leave salary sacrifice 5 days

Electric Vehicle salary sacrifice

Training & development

Team events

Adviser bonus scheme

Job summary

Lumin Wealth is seeking a Financial Planner to build and grow a client portfolio with the backing of an established, growing firm. You’ll manage clients moving from existing advisers and recent acquisitions, supported by company-provided leads and paraplanning support.

You’ll maintain trusted relationships, deliver compliant, tailored advice, and actively grow new business while hitting KPIs and maintaining high regulatory standards.

Qualifications

• Level 4 Diploma in Financial Planning (or equivalent) required.
• Proven experience in a financial planning or advisory role.
• Sound technical knowledge across investments, pensions and protection.
• Strong communication and relationship-building skills.
• Ability to generate and develop new business.
• Organised, proactive approach with ambition to grow within the firm.

Responsibilities

• Manage and develop a portfolio of clients.
• Coordinate transitions from existing advisers and acquisitions.
• Deliver compliant, tailored financial planning advice across investments, pensions and protection.
• Prepare for and run client meetings with paraplanning support on suitability reports.
• Generate new business and grow existing client relationships.
• Maintain accurate client files and meet compliance standards.

Skills

Communication skills

Relationship-building

Investments knowledge

Pensions knowledge

Protection knowledge

Education

Level 4 Diploma in Financial Planning

Job description

We're looking for a Financial Planner who wants to build and grow a client portfolio with the backing of an established, growing firm. At Lumin Wealth, you'll take on clients moving from existing advisers and recent acquisitions, supported by company-provided leads and paraplanning support.

About Lumin Wealth

Founded in 2010 and headquartered in St Albans, Lumin Wealth is a Chartered firm providing financial planning and investment management to more than 4,000 families. We manage £1.6 billion in client assets and have been consistently ranked among the UK's top 100 financial advice firms by FT Adviser and Citywire New Model Adviser. After more than a decade of uninterrupted growth, we now have over 120 people across offices in London and the South East. We're also part of VZ Group, Switzerland's leading independent financial services provider, which gives us the backing of a group of around 1,700 people as we continue to grow.

About the role

You’ll manage and develop a portfolio of clients. Some will be transitioning from existing advisers, and some will be joining through recent acquisitions. You’ll build long-term, trusted relationships and deliver high-quality, compliant advice tailored to each client. You’ll be supported by company-provided leads, including Trusted Advisor, Lumin News, seminars and wider marketing initiatives, as you grow new business.

What you’ll be doing

• Managing a portfolio of clients and acting as their main point of contact
• Building relationships based on a genuine understanding of each client's goals and circumstances
• Delivering compliant advice across investments, pensions, protection and wider financial planning
• Preparing for and running client meetings, working closely with paraplanning support on suitability reports
• Generating new business and identifying opportunities to develop existing client relationships
• Working towards KPIs aligned with your experience
• Keeping client files and fact-finds accurate and up to date, in line with our compliance standards

What we’re looking for

• Level 4 Diploma in Financial Planning (or equivalent)
• Proven experience in a financial planning or advisory role
• Sound technical knowledge across investments, pensions and protection
• Strong communication and relationship-building skills
• The ability to generate and develop new business
• An organised, proactive approach and the ambition to grow within the firm

Benefits of joining our team

• Company pension with 3% employer contributions, plus the option to invest in our actively managed models*
• An extra day off for your birthday*
• Option to buy 5 additional days' leave through salary sacrifice*
• Access to our Electric Vehicle Salary Sacrifice Scheme*
• Training and development support, with career growth opportunities
• A supportive team culture with company events throughout the year
• Access to our competitive adviser bonus scheme

*Available after successful completion of probation.

Lumin Wealth Ltd is authorised and regulated by the Financial Conduct Authority.