Finance Manager, FP&A & Liquidity Analytics

Aimeewillow; East Hagbourne; On-site; GBP 70,000 - 110,000; Full time

Job summary

Emerald is a growing B2B lending business providing funding solutions to UK SMEs. The Finance Manager will own day-to-day operational finance, strengthening reporting, controls, and investor operations as the business scales.

You will collaborate with Portfolio, Analytics, and Technology teams to deliver accurate forecasts and robust financial processes across P&L, Balance Sheet, and Cash Flow. The role focuses on enhancing reporting visibility, automation, and financial discipline in a

Qualifications

• Must have solid financial modelling experience in a scalable business.
• Proven ability to translate data into clear, actionable insights for senior management.
• Experience building and maintaining robust forecasting and budgeting processes.
• Strong Excel modelling with advanced formulae and automation.
• Knowledge of lender/investor reporting and cash flow management.

Responsibilities

• Own Loan Book and portfolio analysis to reflect performance in forecasts and reporting.
• Develop liquidity and treasury models including 13-week/12-month forecasts and scenarios.
• Lead integrated 3-way financial forecasting: P&L, balance sheet, cash flow.
• Oversee overheads, AP/AR, and management accounts with variance commentary.
• Manage investor portal, investor statements, and liquidity forecasting for funding rounds.
• Maintain loan tape data quality and collaborate with Portfolio, Tech, and Finance teams.
• Coordinate annual audit and ensure timely, accurate financial reporting.

Skills

Commercial awareness

Financial analysis

Forecasting

Data storytelling

Process improvement

Self-starter

Communication

Hands-on

Education

Relevant degree or professional accounting/finance qualification (ACA/ACCA/CIMA/CFA)

Tools

Excel

Power BI

Tableau

SQL

Python

Job description

Emerald is a growing B2B lending business providing funding solutions to UK SMEs. The Finance Manager will own day-to-day operational finance, strengthening reporting, controls, and investor operations as the business scales.

You will collaborate with Portfolio, Analytics, and Technology teams to deliver accurate forecasts and robust financial processes across P&L, Balance Sheet, and Cash Flow. The role focuses on enhancing reporting visibility, automation, and financial discipline in a