Field-Based Commercial Underwriter - Midlands, 17.5% Bonus

NFU Mutual; West Midlands; Hybrid; GBP 52,000 - 70,000; Full time

Benefits offered by this job

Company car or car allowance

Annual bonus up to 17.5%

Comprehensive benefits package

Pension

Job summary

NFU Mutual in the Midlands is seeking a Field based Commercial Underwriter to join our network of five offices and help drive growth with expert underwriting, with autonomy over complex cases and close collaboration with local agencies.

You will travel across the West Midlands, Warwickshire, Staffordshire and Oxfordshire, building trusted relationships, reviewing property and casualty risks, and negotiating terms within your authority to deliver high-quality outcomes for customers.

Qualifications

• Proven experience in commercial underwriting including complex/high value risks (up to £100k premiums).
• Strong technical knowledge across Property and Casualty products and underwriting principles.
• Experience influencing decisions and guiding stakeholders.
• Confidence analysing performance and supporting continuous improvement.
• Relevant insurance qualifications or progression towards them.
• Full current driving licence required.

Responsibilities

• Build trusted relationships with NFU Mutual offices across the Midlands and with Agency Network partners.
• Take ownership of complex commercial underwriting cases with autonomy and technical depth.
• Review property and casualty risks, negotiate policy terms within authority, support large account reviews.
• Strengthen technical capability across the Agency Network and contribute to portfolio growth.
• Travel across West Midlands, Warwickshire, Staffordshire and Oxfordshire, with regular homeworking as needed.

Skills

Driving licence

Underwriting experience

Education

CII qualification or progression towards them

Job description

NFU Mutual in the Midlands is seeking a Field based Commercial Underwriter to join our network of five offices and help drive growth with expert underwriting, with autonomy over complex cases and close collaboration with local agencies.

You will travel across the West Midlands, Warwickshire, Staffordshire and Oxfordshire, building trusted relationships, reviewing property and casualty risks, and negotiating terms within your authority to deliver high-quality outcomes for customers.