Credit Risk Analyst

Bertrandt Group; Basildon; Hybrid; GBP 35,000 - 55,000; Full time

Job summary

Join a forward-thinking company as a Credit Risk Analyst, where your analytical skills will drive insights across major European markets. This role offers a unique opportunity to work within a collaborative team, focusing on risk reporting and data analysis while contributing to strategic decision-making. You'll engage with diverse stakeholders, modernize reporting processes, and enhance your knowledge in risk management. With a commitment to equal opportunities and a hybrid working policy, this position provides a dynamic environment for professional growth and innovation.

Qualifications

• Strong analytical and problem-solving skills are essential.
• Proficiency in Microsoft Excel and visualization tools is required.
• Bachelor's degree in a quantitative field or relevant experience is preferred.

Responsibilities

• Support the Credit Risk Team with reporting and data analysis.
• Conduct routine data quality checks and identify discrepancies.
• Contribute to process improvements within the reporting function.

Skills

Analytical Skills

Attention to Detail

Communication Skills

Organizational Skills

Team Collaboration

Education

Bachelor's Degree in Finance

Bachelor's Degree in Economics

Bachelor's Degree in Statistics

Bachelor's Degree in Mathematics

Bachelor's Degree in Computer Science

Tools

Microsoft Excel

Power BI

QlikSense

Job description

Workplace: SS15 6NP, Laindon

Apply online!

What to expect:

Bertrandt is an independent and international development service provider with long years of automotive expertise. With cross-industry know-how and a holistic understanding of systems and products, we create technological solutions at any stage of the product development process. We deal with a focus on hot topics such as digitalization, e-mobility and autonomous systems, mainly for the automotive, aerospace and mechanical engineering sectors, and consistently facilitate the development of tailored solutions in these areas. Our goal: to accelerate technological progress and make a relevant contribution to a sustainable future. We work on this every day – with around 14,000 employees at more than 50 sites worldwide.

We are supporting various customers worldwide. We are recruiting for a Credit Risk Analyst

Your responsibilities:

The Risk Analytics & Reporting Analyst sits within the Credit Risk function to coordinate reporting and insights across the 4 big European markets to understand and document key risk drivers and identify any relevant trends or insights.

It also provides the opportunity to interface with the other Risk Job families, working cross-functionally with both Risk functions and other business areas to ensure alignment within the reporting, use and understanding of Risk Data. You will work with colleagues across the business to make sure we are reporting efficiently and accurately across BAU processes, strategic initiative and with the potential for exposure to the changing regulatory landscape, Basel 3.1 requirements, and IFRS9 reporting with a direct link into senior management and governance committees

Your day to day will consist of:

• Reporting Support: Support the Credit Risk Team in:
• the preparation and circulation of the regular risk reporting.
• ensuring timely filing of reports, quality checks & validation,
• where required report formatting,
• data analysis of any ad hoc requests.
• Streamlining Risk Reporting Suite: Working with GDMS and with the support of the Credit Risk & Analytics Manager look to modernise the Risk Reporting suite leveraging enterprise standard data repositories and creating dynamic visualisations to support insights
• Data Quality Checks: Conduct routine data quality checks, identifying and flagging potential discrepancies to investigate and resolve, with the support of the wider Risk function, where required.
• Process Improvement: Contribute to the identification of process improvements within the reporting function and work with a continual improvement mindset to make efficiencies to the existing reporting suite
• Guiding Strategy: Use the insights derived from reporting to help inform decision making of Risk & Business Strategy.
• Project & Workstream Support: Provide data and insights to ad hoc workstreams, as applicable i.e. support with Basel 3.1 data requirements & provisioning.
• Learning & Development: Actively participate in training programs to enhance knowledge of risk management principles, reporting tools, and data analysis techniques.
  
  

What you bring along:

Skills required:

• You have excellent attention to detail and organizational skills.
• You work well collaborating in a team with diverse skill sets and personality types
• You are a strong communicator, able to cut through complex problems and articulate decision points
  
  
  

Experience required:

• You have strong analytical and problem-solving skills.
• You are proficient in Microsoft Excel and other office software
• You have experience with visualization tools (e.g., Power BI, QlikSense)
  
  
  

Experience preferred:

• You are familiar with financial markets or risk management concepts.
  
  
  

Education preferred:

• You have a bachelor’s degree in a quantitative field (e.g., Finance, Economics, Statistics, Mathematics, Computer Science), or any relevant experience in Risk, Data or Financial Services.
  
  
  

Additional information:

• FCE operates a hybrid working policy; onsite attendance would be expected 2-3 days a week
• There may be an opportunity for travel to our Business Centers in Manchester, UK & Bucharest, Romania
• We're committed to equal opportunities and actively encourage applications from people of all backgrounds and skillsets – if you’re not sure whether you’re a fit for the role or not, then please reach out.
  
  
  

Position is confirmed inside IR35. Successful candidates need to be eligible to work in the UK and hold a UK driver’s license. This role requires full time attendance on site.

What we offer:

An interesting and varied role with an expanding international company, recognised for its industry expertise, company culture supporting teamwork and creativity

Contact:

Heidi Williams

Tel.: [phone]