Credit Risk Analyst - F56349

Caresoft Global Limited; Basildon; Hybrid; Full time

Job description

Job Title: Credit Risk Analyst

Location: Basildon, Essex / Hybrid

Rate: £32.97ph Umbrella Co Basis (Inside IR35)

Employment Type: Initially Approx. to 31st December 2025 (but likely a 2 Year Contract)

Hours: Standard 37.5 Hours Per Week

Reference: F56349

Job Description:

The Risk Analytics & Reporting Analyst sits within the Credit Risk function to co-ordinate reporting and insights across the 4 big European markets to understand and document key risk drivers and identify any relevant trends or insights. It also provides the opportunity to interface with the other Risk Job families, working cross-functionally with both Risk Functions and other business areas to ensure alignment within the reporting, use and understanding of Risk Data.

You will work with colleagues across the business to make sure we are reporting efficiently and accurately across BAU processes, strategic initiative and with the potential for exposure to the changing regulatory landscape, Basel 3.1 requirements, and IFRS9 reporting with a direct link into senior management and governance committees.

Your day to day will consist of:

1. Reporting Support: Support the Credit Risk Team in:

• The preparation and circulation of the regular risk reporting.
• Ensuring timely filing of reports, quality checks and validation.
• Where required report formatting, data analysis of any ad hoc requests.
• Streamlining Risk Reporting Suite: Working with GDMS and with the support of the Credit Risk & Analytics Manager and look to modernise the Risk Reporting suite, leveraging enterprise standard data repositories and creating dynamic visualisations to support insights.
• Data Quality Checks: Conduct routine data quality checks, identifying and flagging potential discrepancies to investigate and resolve with the support of the wider Risk function, where required.
• Process Improvement: Contribute to the identification of process improvements within the reporting function and work with a continual improvement mindset to make efficiencies to the existing reporting suite.
• Guiding Strategy: Use the insights derived from reporting to help inform decision making of Risk & Business Strategy.
• Project & Workstream Support: Provide data and insights to ad hoc workstreams, as applicable i.e. support with Basel 3.1 data requirements & provisioning.
• Learning & Development: Actively participate in training programs to enhance knowledge of risk management principles, reporting tools, and data analysis techniques.

Skills required:

• You have excellent attention to detail and organizational skills.
• You work well collaborating in a team with diverse skill sets and personality types.
• You are a strong communicator, able to cut through complex problems and articulate decision points.

Experience required:

• You have strong analytical and problem-solving skills.
• You are proficient in Microsoft Excel and other office software.
• You have experience with visualization tools (e.g., Power BI, QlikSense).

Experience preferred:

• You are familiar with financial markets or risk management concepts.

Education preferred:

• You have a bachelor’s degree in a quantitative field (e.g., Finance, Economics, Statistics, Mathematics, Computer Science), or any relevant experience in Risk, Data or Financial Services.

Additional information:

Our client operates a hybrid working policy; onsite attendance would be expected 2-3 days a week. There may be an opportunity for travel to our Business Centres in Manchester, UK & Bucharest, Romania. We're committed to equal opportunities and actively encourage applications from people of all backgrounds and skillsets – if you’re not sure whether you’re a fit for the role or not, then please reach out.

This role is INSIDE IR35

Do not miss out on your chance of interview – APPLY NOW!

Our Clients are unable to provide sponsorship for Tier 2 General Visas; therefore, only candidates eligible to work in the UK need apply!

Caresoft Global Limited operates as an Employment Business and Employment Agency. We are an independent highly-experienced recruitment consultancy dedicated to specialist markets within the Automotive, Aerospace, Agricultural & Construction Industries.

No terminology within this advert is intended to unlawfully discriminate on the grounds of age, sex, race or disability and we welcome all applications.