Strategy Manager - Credit, Finance & Business Process Improvement

Corpay, Inc.; Greater London; On-site; GBP 80,000 - 100,000; Full time

Benefits offered by this job

25 days annual leave

Employee contribution matched

Access to online courses

Job summary

Corpay, Inc. is seeking a Credit Strategy Director located in London. This role involves designing and implementing a data-driven credit risk strategy to enhance approval rates and manage credit risk efficiently. Responsibilities include leading credit policy reviews, collaborating with analytics teams, and automating decision-making processes. Ideal candidates have 8–12+ years in credit strategy with strong analytical skills. The position offers a hybrid work environment and competitive benefits, including 25 days of annual leave.

Qualifications

• 8–12+ years in credit strategy, underwriting or portfolio management.
• Demonstrated success improving approval rates in a B2B context.
• Strong quantitative and analytical skills related to policy analytics.

Responsibilities

• Own the strategy to improve approval rates for very high credit lines.
• Define underwriting policies and escalation paths for high-line decisions.
• Drive decisioning efficiency through workflow automation.

Skills

Credit strategy expertise

Analytical skills

Cross-functional leadership

Education

Bachelor's degree or equivalent

Job description

**Share pages with your social network** * (twitter) guest\_id, k, \_twitter\_sess, original\_referer* (facebook) datr, lu* (g+1) PREF, SID, HSID, SSID* **TribePad** - this allows you to login to our social recruitment management platform* **trackerToken-4** - this is similar to Google Analytics but specifically allows us to determine which of our marketing activities from which you found our website.* **visitToken-4** - this is similar to Google Analytics but specifically allows us to determine which of our marketing activities from which you found our website.* **youWantTheCookie*** remember your preferences (such as language);* monitor the general performance of our visitors’ experience when on our website - this information then allows us to improve the usability of our website for you and all our other visitors;* store essential information to allow you to register and/or login to our site;* allow you to share any of our website’s pages with your social networks - but only if you explicitly choose to.**Google Analytics** Description Google Analytics is a web analytics service provided by Google, Inc. (“Google”), to help us see how our website is used. The data collected by Google Analytics is used to analyse how frequently the same people revisit the website, how the website is found (for example, from a search engine or from a job board), and which pages are most (and least) frequently viewed. This information is combined with data from every visitor to create an overall picture of website use, and is never identified individually or personally and is not linked to any other information we store about you.**Google features for generating maps and CAPTCHA images** Credit Strategy Director page is loaded## Credit Strategy Directorlocations: London Vincent Square - IVPtime type: Full timeposted on: Posted Todayjob requisition id: R08081# # **Your role**What We Need Corpay is currently looking to hire a Credit Strategy Director within our Risk business function. This position is located in London. In the role, you will be responsible for designing, implementing, and evolving a data-driven credit and fraud risk strategy. You will drive improved approval rates, efficient credit decisioning, and balanced credit risk outcomes while supporting broader UK, Europe and AZN regionz business growth. You will report directly to the VP Risk UK, Europe & ANZ , with a direct reporting line to Phil Parry, and will work closely with cross-functional stakeholders including Sales, Product, Operations, Data Analytics, and Credit teams.# # **What you'll be doing****How We Work** As a Credit Strategy Director, you will be expected to work in a hybrid environment, with a requirement to be in the office three days per week. Corpay will set you up for success by providing: • An assigned workspace in the London office • Company-issued equipment • Access to relevant systems and tools to support strategic and analytical work **Key Responsibilities** High-Line Pass Rate Growth (Primary Mandate) • Own the strategy to improve approval rates for very high credit lines, identifying friction points, decline drivers, and “false negatives.” • Lead policy and line-assignment strategy reviews designed to deliver pass-rate uplift (targeting measurable uplift consistent with current credit strategy ambitions). • Design and implement test-and-learn strategies (champion/challenger), including segmented underwriting paths for high-line applicants. Credit Policy, Decisioning & Exception Governance • Define underwriting policies and escalation paths for high-line decisions (e.g., documentation standards, trade/financial requirements, approvals matrix, exception controls). • Build structured exception frameworks that enable revenue-protecting approvals without eroding credit quality. • Partner with Credit Operations to standardize decisioning, reduce manual handling, and improve consistency. Data, Models & Strategy Tooling • Partner with Analytics/Data Science to deliver differentiated, data-driven decision engine for complex, high-value B2B clients • Leverage bureau and alternative data sources; define requirements for new signals that improve high-line differentiation. • Establish “credit strategy performance reporting” (pass rate, approval time, loss metrics, line utilization, post-approval outcomes). Automation & Operational Enablement • Drive decisioning efficiency through workflow automation and operational tooling, reducing manual monitoring and enabling faster high-line decisions. • Collaborate with Ops/Transformation on initiatives that accelerate decisioning and strengthen controls.Cross-Functional Leadership • Act as the senior credit strategy partner to Corpay Complete Product • Align credit policy with growth goals, implementation timelines, and client experience. • Provide executive-ready insights and recommendations on strategy changes, risk trade-offs, and performance outcomes. Success Measures (KPIs) • High-line approval / pass rate uplift (overall + by segment/industry/channel) • Time-to-decision for high-line applications and line increases • Quality outcomes: delinquency/default rates, first-payment default, loss rate, bad debt, charge-offs (high-line cohorts) • Override/exception rate and exception performance tracking • Automation impact: reduction in manual touches, rework, and cycle times**Qualifications and Skills** • 8–12+ years in credit strategy, underwriting, risk, or portfolio management (B2B preferred; payments/AP automation/fintech a plus) • Demonstrated success improving approval rates while maintaining (or improving) portfolio performance—ideally with experience in high-limit underwriting • Strong quantitative and analytical skills (policy analytics, segmentation, cohort analysis, experimentation) • Experience partnering with data science/modelling teams and using bureau/third-party data • Proven cross-functional leadership with Product, Ops, Sales, and Compliance stakeholders Preferred Qualifications • Experience building/owning underwriting policy in a scaled decisioning environment • Familiarity with automation initiatives that improve decisioning throughput and monitoring (e.g., workflow tools, decision engines) • Exposure to fraud/identity controls that intersect credit outcomes • Experience designing governance for exceptions and escalations for large exposures Competencies • Strategic and structured problem solving; comfort balancing growth and risk • Strong stakeholder management and ability to drive change without direct authority • Bias to action with disciplined measurement and controls **Benefits and Perks** • 25 days per annum + 8 bank holidays • Option to buy or sell up to 5 days annually during the benefits enrollment window • Employee contribution of 3% matched with 5% from Corpay • Provided by Vitality with no excess (Corpay covers £250 excess) • Access to flexible discounts, supermarket savings, and more • Complimentary access to thousands of online courses • Volunteering days and engagement in fun company-wide contests and initiativesOur Company & Purpose Corpay is a global leader in business payments, laser-focused on developing smarter ways for businesses to pay their expenses. Since 2000, Corpay has developed innovative digital solutions that help businesses better track, manage, and pay their expenses. Today, Corpay is an S&P 500 company with hundreds of thousands of customers using our products in over 100 countries#LI-LM1 #INDPRO-INT# # **About Corpay**Corpay is a global technology organisation that is leading the future of commercial payments with a culture of innovation that drives us to constantly create new and better ways