Credit Risk Manager

ZipRecruiter; Manchester; On-site; GBP 60,000 - 80,000; Full time

Job summary

A leading company is seeking a Credit Risk Manager to oversee risk management activities in Manchester. This role involves analysis of portfolio risks, supporting development of credit strategies, and coordination with stakeholders to ensure effective risk management processes. Candidates should have a numerical background and coding experience, alongside strong analytical skills.

Qualifications

• Strong analytical skills and attention to detail.
• Experience in a credit risk environment.
• Relevant coding experience using SQL, Python, Power BI.

Responsibilities

• Oversight of first line credit risk management activity.
• Support development and monitoring of new products and strategies.
• Analyse portfolio risks and concentrations, escalating material risks as needed.

Skills

Analytical skills

Attention to detail

Numerical skills

SQL

Python

Power BI

Advanced Excel

Education

Numerical degree

Job description

Job Description

Credit Risk Manager

Manchester (5 days a week)

£650- £700 per day

Key Responsibilities:

• Oversight of first line credit risk management activity
• Analysis of portfolio credit risks, providing timely and accurate updates to risk committees.
• Pro-active identification of trends and insights based on regular credit risk reporting, supporting the Senior Credit Risk Manager with the actions required to address areas of concern/opportunity, working with the first line credit risk team
• Support the Senior Credit Risk Manager with the input and running of 2nd line oversight committees and regular routines
• Perform analysis to support changes to credit risk strategies, lending and arrears management policies
• Support development and monitoring of new products and strategies
• Analyse portfolio risks and concentrations and build portfolio and arrears forecasting; escalating material risks to committees as required.
• Support the Senior Manager Credit Risk in the development of cost of risk and use of credit scoring strategies
• In liaison with key stakeholders, identify key pockets of credit risk and ensure that these are being appropriately managed.
• Support the development of affordability, valuation and credit strategies
• Maintain comprehensive governance, procedures and records
• Build and maintain a strong stakeholder network to share credit risk expertise and insight across the organisation

Key Requirements:

• Numerical degree, strong analytical skills and excellent attention to detail
• Experience in a credit risk environment
• A solid grounding in data analysis using quantitative analytic tools.
• Relevant coding experience, e.g. SQL, Python, Power BI
• Strong understanding of the fundamental concepts of credit risk management
• Advanced Excel skills
• Good understanding of risk management of secured lending portfolios.
• Experience of using complex data

Send your CV to [e-mail]