Credit Risk Associate – Portfolio Support (Jersey)

Standard Bank of South Africa Limited; Greater London; On-site; GBP 28,000 - 42,000; Full time

Job summary

Standard Bank of South Africa Limited is seeking a Credit Support professional to assist credit managers with day-to-day administration of the credit portfolio. You will collaborate across business stakeholders to manage excesses, breaches, and related documentation while ensuring compliance with policies.

The role requires 1–2 years in Credit Risk, plus solid understanding of financial statements and credit knowledge.

Qualifications

• 1-2 years experience in Credit Risk
• General business or credit knowledge; ability to interact with financial statements.

Responsibilities

• Support Credit Manager with daily excess management by investigating excesses and breaches, liaising with business stakeholders and escalating excesses and any breaches to Credit stakeholders for approval in line with the relevant policies.
• Prepare file for audit and CRA and other governing committees as and when required.
• Investigate the discrepancies on Reports with the Credit Manager and investigate all differences
• Follow up on monthly reporting queries from Finance, Capital and Business teams with regards to exceptions. Filter these reports for the teams.
• Ensure that limits loaded on systems corresponds with relevant credit sanctions and legal documentation at all times. Limit maintenance in the form of initiation of instructions for increases, switches etc as instructed by the relevant Credit Manager.
• Documenting Facts
• Following Procedures
• Interacting with People
• Interpreting Data
• Inviting Feedback
• Producing Output
• Providing Insights
• Taking Action
• Team Working
• Upholding Standards
• Data Analysis
• Data Management (Administration)
• Stakeholder Management (IT)

Skills

Credit risk

Financial statement analysis

Education

FirstDegreeinBusiness Commerce

Job description

Standard Bank of South Africa Limited is seeking a Credit Support professional to assist credit managers with day-to-day administration of the credit portfolio. You will collaborate across business stakeholders to manage excesses, breaches, and related documentation while ensuring compliance with policies.

The role requires 1–2 years in Credit Risk, plus solid understanding of financial statements and credit knowledge.