Consultant

Xcede; Greater London; Hybrid; GBP 50,000 - 60,000; Full time

Benefits offered by this job

Exposure to meaningful data-driven projects

Collaborative and supportive team environment

Hybrid working

Job summary

Xcede is seeking a Consultant Credit Risk Analyst to join their growing team in London. This role requires two to four years of experience ideally in a banking environment, with strong SQL skills and an understanding of credit risk frameworks. You will analyze large datasets to aid credit risk decision-making and contribute to regulatory reporting. The position offers hybrid working, salary between £50,000 to £60,000 plus bonus, and exposure to impactful data-driven projects.

Qualifications

• At least two years of experience in credit risk ideally within a bank or financial institution.
• Strong understanding of credit risk principles and the regulatory environment.
• Experience working with data and turning analysis into clear business insight.

Responsibilities

• Analyse large datasets to support credit risk decision making.
• Contribute to risk modelling, regulatory reporting, and portfolio analysis.
• Work with stakeholders across risk, finance, and data teams.
• Develop dashboards and visualisations to present insights clearly.
• Support adherence to credit risk regulations and governance frameworks.

Skills

Strong SQL skills

Strong analytical skills

Strong communication skills

Experience with Python

Experience using Power BI or Tableau

Education

Degree in STEM (Mathematics, Statistics, Economics or Engineering)

Job description

Consultant Credit Risk Analytics

Location: London with hybrid working three days in the office

Salary: 50,000 to 60,000 plus bonus

No sponsorship available

We are looking for a Consultant level Credit Risk Analyst to join a growing team in London working on high impact projects within financial services.

This role would suit someone with around two to four years of experience ideally within a banking environment with a good understanding of credit risk frameworks and the regulations that support them. You will be comfortable working with data and turning analysis into clear business insight.

Responsibilities

• Analyse large datasets to support credit risk decision making
• Contribute to risk modelling regulatory reporting and portfolio analysis
• Work with stakeholders across risk finance and data teams
• Develop dashboards and visualisations to present insights clearly
• Support adherence to credit risk regulations and governance frameworks

Requirements

• At least two years of experience in credit risk ideally within a bank or financial institution
• Strong understanding of credit risk principles and the regulatory environment
• Strong SQL skills and ideally some experience with Python
• Experience using Power BI or Tableau
• A degree in a STEM subject such as Mathematics, Statistics, Economics or Engineering
• Strong analytical and communication skills

What is offered

• Salary of 50,000 to 60,000 plus bonus
• Hybrid working with three days in a London office
• Exposure to meaningful data driven projects
• A collaborative and supportive team environment

If you are looking to develop your career in credit risk within a dynamic environment we would like to hear from you.