Credit Risk Modelling Consultant - Build & Validate Models

Skillful; Greater London; On-site; GBP 55,000 - 90,000; Full time

Job summary

Skillful in Central London is seeking a credit risk analytics professional with 2+ years of experience. You will work on IFRS 9/IRB, scorecard development or validation, and related data projects for financial sector clients.

The role emphasizes delivering real client work early, with a manager reviewing output rather than steering every step. The team values curiosity about lending regulation, data engineering, and AI work, offering a fast-growing, founder-led environment with rapid

Qualifications

• 2+ years in credit risk, analytics, data science or quantitative research.
• Experience with IFRS 9, IRB, scorecard development or model validation.
• Strong degree in a quantitative subject (MSc bonus).
• Strong Python and SQL skills.
• Genuine interest in lending and how it's regulated.

Responsibilities

• Deliver client work with light supervision and be ready to explain methods to regulators.
• Build or validate IFRS 9 PD/LGD, scorecards, or IRB components for various lenders.
• Turn messy client extracts into clean datasets for re-use.
• Explain a model clearly to non-builders and defend the chosen method.

Skills

Python

SQL

Credit risk analytics

Data science

Model validation

Education

Quantitative degree (math/stats/econometrics/physics/engineering/CS/finance)

MSc preferred

Job description

Skillful in Central London is seeking a credit risk analytics professional with 2+ years of experience. You will work on IFRS 9/IRB, scorecard development or validation, and related data projects for financial sector clients.

The role emphasizes delivering real client work early, with a manager reviewing output rather than steering every step. The team values curiosity about lending regulation, data engineering, and AI work, offering a fast-growing, founder-led environment with rapid