Credit Risk Analyst - 12 month contract

Siemens; Greater London; Hybrid; GBP 40,000 - 60,000; Full time

Job summary

Join a leading company as a Risk Analyst in their Financial Services Division, focusing on asset finance and leasing. You'll make critical decisions on credit requests while contributing to a balanced portfolio. Enjoy a hybrid working model and various benefits, including performance bonuses and private healthcare.

Benefits

Performance-Based Bonus

Hybrid Working

Pension Plan

Time Off

Private Healthcare

Qualifications

• Demonstrable experience in asset finance / leasing risk management.
• In-depth understanding of financial statements and principles of lending.

Responsibilities

• Make and facilitate decisions in response to credit requests.
• Develop effective relationships with key stakeholders.
• Ensure all regulatory and compliance requirements are met.

Skills

Communication

Organizational Skills

Time Management

Digital Mindset

Job description

Join Siemens Financial Services Division as a Risk Analyst - Small Ticket where you will make and facilitate decisions in response to credit requests concerning end-users, introducers, schemes and other counterparties. You will contribute mainly to the Vendor Finance channel in delivering an efficient and effective transaction and portfolio management service while meeting the needs of key stakeholders, delivering and maintaining a balanced, quality portfolio. This is an important role within an established and diverse business with ambitious growth plans, looking to develop new markets and embrace new technology.

If you have experience in asset finance / leasing risk management industry, then this could be the role for you!

With our brilliant flexible working policy, we offer a blend of remote and office based working, with 2-3 days per week in our Stoke Poges office.

Challenge and change the future with us!

We are looking for an experienced Risk Analyst, with extensive exposure to Small Tickets. You will be working within an SLA driven environment, so the ability to work in a fast-paced team is essential. You will have a growth mindset, with a passion for learning and development.

As part of our Risk Management team, you will:
• Make and facilitate decisions in response to credit requests concerning end-users, introducers, schemes and other counterparties
• Develop effective, collaborative relationships with key stakeholders
• Assist in the optimisation of processes, including auto decision tools
• Assist in the development of effective and reliable reports in order to monitor the efficacy and efficiency of the team and monitor introducer and portfolio performance
• Ensure all regulatory and compliance requirements are met
• Engage directly with end-users, introducers and other counterparties as business requirements demand
• Regularly review guidelines and policies to ensure they reflect developing stakeholder requirements

What you need to succeed:
• Demonstrable experience in asset finance / leasing risk management
• Digital mindset with knowledge of process automation
• Experience of continuous improvement, and improving the efficiency of tasks
• Excellent communication skills to build relationships with key stakeholders
• In depth understanding of financial statements and principles of lending
• Excellent organisational & time management skills, self motivated

What can we offer:

At SFS, our people are our most important asset, and what matters to them matters to us. We are committed to driving positive change in society and the workplace. Watch our video to find out more - https://www.youtube.com/watch?v=wqSNxhZnA3s

We empower our people to stay resilient and relevant in a constantly changing world. We're looking for people who are always searching for creative ways to grow and learn. People who want to make a real impact, now and in the future.
• Performance-Based Bonus: Enjoy an annual bonus linked to individual and company performance, acknowledging your contributions to our collective success.
• Hybrid Working: Achieve a healthy work-life balance with our hybrid working arrangements
• Pension Plan: Secure your future with our generous pension scheme, with employer contributions up to 10%.
• Time Off: Recharge and rejuvenate with 26 days of annual leave (plus bank holidays), and the option to buy or sell an additional 5 days.
• Private Healthcare - Free BUPA plan, plus subsidised healthcare for immediate family members

We value your unique identity and perspective and are fully committed to providing equal opportunities and building a workplace that reflects the diversity of society. Come bring your authentic self and create a better tomorrow with us! So that we can support you to be your best during the application and interview process, please let us know if you have any specific requirements

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