Credit Risk Analyst

SmartestEnergy Business Limited; London; Hybrid; GBP 40,000 - 60,000; Full time

Job summary

A leading energy company is seeking a detail-oriented Credit Risk Analyst to join their dynamic team in London. This role involves assessing credit risks, managing insurance limits, and ensuring robust credit controls. The ideal candidate will possess strong analytical skills and be comfortable working with financial accounts. The company values diversity and offers flexible working arrangements, allowing employees to work from home and travel occasionally to other offices.

Benefits

Flexible Working

Commitment to Diversity and Inclusion

Qualifications

• Comfortable working with company final and management accounts.
• Knowledge of credit risk analysis and ratio analysis.

Responsibilities

• Support quantitative and qualitative credit assessments.
• Manage credit insurance limits and maintain internal credit controls.
• Provide insightful risk reporting.

Skills

Credit Risk Analysis

Ratio Analysis

Excel

Job description

We are seeking a detail-oriented and proactive Credit Risk Analyst) to join our dynamic Credit Risk team.

In this critical role, you will support both the quantitative and qualitative assessment of credit, collateral, and credit-related contract risks associated with our Commercial & Industrial (C&I) Supply portfolio. Working closely with senior team members and stakeholders across the business, you will ensure timely and accurate credit assessments, manage credit insurance limits, maintain internal credit controls, and provide insightful risk reporting. This position plays a key part in maintaining a robust credit risk framework, supporting sales activities, and safeguarding the business against potential credit exposures.

What skills/experience do I need to be successful?

• Comfortable working with company final and management accounts;
• Credit Risk Analysis knowledge (ratio analysis, analyzing company annual/mgt accounts);
• Basic Excel/office application knowledge for reporting purposes.

What sets us apart?

• Global Impact: With offices in the UK, US, and Australia, and plans for further expansion, you'll be part of a dynamic, globally-minded team, with opportunities to explore new markets and make a difference on a global scale.
• Flexible Working: Embrace the freedom to work from anywhere in the world for up to 30 days a year. We prioritize work-life balance, recognizing that your well-being matters. Find out more here.
• Commitment to Diversity and Inclusion: We celebrate our diverse culture and value individuals irrespective of background, disability, religion, gender identity, sexuality, or ethnicity. Join a team where diversity is not just welcomed but celebrated as a key driver of growth and innovation.

What does hybrid working mean to us?

Hybrid working typically means 2 days in the office location listed on this advert and 3 days working at home each week. Some occasional travel to our other offices may be required.

What happens next?

Once we receive your application, it will be reviewed by a human – no bots here! The average process typically takes around 2-3 weeks, with 2 stages of video interviews using Teams. However, this can vary depending on the role. We may invite you for a face-to-face meeting or require only 1 video interview. If you have any questions or need support, our Recruitment Team is here to assist you.

Ready to join us on our journey to digitise, decarbonise, and localize the future of energy? Apply now.

We're committed to making the application process easy and comfortable. Let us know how we can help you with any reasonable adjustments that can be tailored to your needs. At the bottom of each of our adverts you can find one of our recruitment teams' contact details. Please reach out so we can discuss with you further.