Credit Risk Analyst

Harnham; London; On-site; GBP 40,000 - 55,000; Full time

Job summary

A leading fintech company in the UK is seeking a Credit Risk Analyst to join their team in London. This role offers the chance to significantly impact the company's growth while working with advanced analytical techniques. Candidates should possess strong coding skills in Python or SQL and a degree in a STEM subject.

Benefits

Salary up to £55,000

Opportunity to work in a profitable, growing scale-up environment

Pension contributions

Qualifications

• Experience working with credit cards is preferred.
• Strong coding skills in Python or SQL.
• Good presentation and data visualisation skills.

Responsibilities

• Collaborating with the analytical team to support customer credit strategies.
• Monitoring campaign performance and preparing reports on their impact.
• Performing segmentation analysis to identify high-value customer groups.

Skills

Python

SQL

Data visualisation

Presentation skills

Education

Degree in a STEM subject

Tools

Management Information (MI) reports

Job description

This range is provided by Harnham. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

Direct message the job poster from Harnham

Building Credit Risk, Fraud, and Pricing Analytics Teams in Lending and Insurance | The Talent Driving The Data and AI Revolution

CREDIT RISK ANALYST

LONDON

This role does not offer sponsorship.

This is an exciting opportunity to join a start-up business and have a significant impact on its future development, as well as grow your career alongside the company.

About the company

This business is one of the UK's newest credit card providers, offering fair financial services to the UK market. As a FinTech, they utilize advanced analytical techniques and are highly data-driven.

The role

You will be involved in:

• Collaborating with the analytical team to support customer credit strategies, achieve commercial goals, and enhance customer experience.
• Working with cross-functional teams to create, test, and implement retention-focused campaigns, using data insights to optimise performance.
• Performing segmentation analysis to identify high-value customer groups and develop strategies to increase engagement.
• Ensuring strategies comply with regulations and internal policies to minimise risks related to credit, complaints, and financial outcomes.
• Monitoring campaign performance and preparing reports on their impact on customer behaviour, retention, and financial results.
• Staying updated on industry trends and customer behaviour to propose process improvements and optimise initiatives.

Skills and experience required

• Experience working with credit cards is preferred.
• Strong coding skills in Python or SQL.
• Experience in building Management Information (MI) reports.
• Good presentation and data visualisation skills.
• A degree in a STEM subject.
• Excellent written and verbal communication skills.

Benefits

• Salary up to £55,000.
• Opportunity to work in a profitable, growing scale-up environment.
• Pension contributions.

Application process

Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.

Additional details

• Seniority level: Mid-Senior level
• Employment type: Full-time
• Job function: Finance