Credit Controller – Bristol

M2 Recruitment; West of England; On-site; GBP 26,000 - 32,000; Full time

Job summary

M2 Recruitment is seeking a Credit Controller for a leading independent commercial finance lender in Bristol. You will manage your own portfolio of Invoice Finance clients and handle day-to-day credit control, chasing debts and reconciling ledgers.

Key duties include posting cash, tracing collections, arranging repayment plans, and providing bi-weekly written updates to the client manager. Experience in credit control and strong communication are essential.

Qualifications

• Experience in credit control within commercial finance.
• Ability to chase debts by phone, email, and letter.
• Good communication and numerical accuracy.
• Proficient in Excel and basic MS Office.

Responsibilities

• Post cash to client ledgers and manage a portfolio.
• Chase outstanding debts by telephone, email and letter.
• Maintain client files for credit control purposes.
• Provide regular updates to the client manager and executives.

Skills

Credit control

Debt collection

Client portfolio management

Communication skills

Excel

Teamwork

Tools

Excel

Word

Job description

Location: Bristol

Posted: 8th September 2026

Job Description

Our client, a leading independent commercial finance lender in Bristol, requires a hardworking, well performing Credit Controller to join their team.

The role will involve managing your own portfolio of Invoice Finance business clients with responsibility for the day to day credit control relating to the portfolio, chasing debts whilst managing ledgers and reconciliations.

Key Responsibilities:

• Responsible for the posting of cash against a client portfolio before.
• Have an understanding of the client’s business when chasing debts.
• Manage a portfolio of full-service factoring clients.
• Chase outstanding debts by telephone, email and letter in line with the client credit control schedule.
• Performing 2 full chases for each client each month.
• Using call back sheets to ensure all calls are captured.
• Verifying debts on the system when chasing.
• Agreeing repayment plans where appropriate.
• Identifying accounts for legal action where appropriate.
• Dealing with customer queries – disapproving invoices if required.
• Tracing customer collections within the system.
• Setting up and maintaining client files for credit control purposes.
• Communicate regularly with clients and provide written updates bi-weekly.
• Communicate with the client manager and client executive and provide regular updates if issues arise.

Experience:

• Experience of working within a credit control role, ideally within commercial finance.

Key Skills:

• Basic understanding of word/excel.
• Good communication skills – confidence to ask questions.
• Ability to adapt to varying workloads.

The successful candidate will be rewarded with an excellent starting salary, plus bonus and excellent benefits.