Credit Associate

HDI Global SE; London; On-site; GBP 40,000 - 70,000; Full time

Job summary

An established industry player is seeking a detail-oriented Credit Analyst to provide analytical support for their Political and Credit Risk account. In this role, you will analyze new business inquiries, maintain credit assessments, and prepare comprehensive portfolio reports. The ideal candidate will possess strong analytical skills and a commitment to delivering superior service. This position offers an opportunity to contribute to strategic discussions and improve processes within a collaborative team environment. If you're passionate about credit analysis and eager to grow in your career, this role is perfect for you.

Qualifications

• Minimum 2 years in credit analysis with a degree.
• Willingness to achieve CFA qualification is a plus.

Responsibilities

• Provide analytical support for credit risk assessments.
• Generate reports and monitor portfolio performance.

Skills

Credit Analysis

Analytical Skills

Data Presentation

Attention to Detail

Commercial Awareness

Organizational Skills

Reliability

Service Approach

Patience

Education

Degree

CFA Qualification (in progress or willingness)

Job description

HDI is a Corporate & Specialty Insurer part of the Talanx Group. With over 120 years of experience, HDI operates across five continents, around 40 countries and employs over 5,000 people worldwide.

The role:

Analytical support for the Political and Credit Risk account in accordance with the underwriting guidelines and business plan through:

• Analysis of a high volume of new business, focused on credit enquiries, providing analytical recommendations to underwriting colleagues in line with the team risk appetite, based on comprehensive submissions generated by underwriting colleagues.
• Establish and maintain annual credit assessments, limits and internal ratings for regularly reviewed obligors which typically do not have external credit ratings
• Assist and prepare reports for ongoing portfolio analysis, including maintenance and review of trigger event metrics for all exposure and aggregations, across geographies, industries, obligors, risk types and client groups.
• Generate regular and ad hoc reporting to support the team
• Complete project work as required to support portfolio analysis, account development, credit policy and credit appetite

Key accountabilities:

Credit’ Analysis

• Provide robust review of and recommendation on individual new enquiries and obligors
• Document analysis and recommendation on individual credit reviews and complete the associated tools for data capture
• Complete specific project work as required
• Monitor, Analyse and generate Management Information for the existing and growing account portfolio
• Support senior colleagues in data analysis to assess the performance of the account and contribute to strategic discussions

Client/Broker Relations

• Attend third party information provider (such as IHS, S&P, Factiva) calls and meetings
• Attend client calls and meetings in relation to industry or geography updates where required

Process Improvement

• Identify and enhance the quality and value of processes for your area of work

Project Management

• Contribute to end to end process of project management for functional projects and contribute to any Branch wide projects

Risk and Controls

• Maintain process controls to ensure the quality of the output for your area/team within the function
• Ensure documentation of the processes and output is accurate, up-to-date and accessible

Reporting

• Design, deliver, develop and analyse reports, identify and recommend solutions to reporting issues in line with group/branch requirements

Skills & experience

• A minimum of 2 years in credit analysis
• Degree
• Working to achieve CFA qualification or willingness to complete
• Commercial awareness
• Attention to detail
• Strong analytical and data presentation skills
• Patience
• Reliable
• Superior service approach
• Organised and reliable

As an equal opportunities employer, we are committed to creating an inclusive environment for all employees, recognising that a diverse and inclusive workplace is a creative and prosperous one.

If you require support with your application, please contact UK&[e-mail]