Credit Associate

JR United Kingdom; London; Hybrid; GBP 40,000 - 70,000; Full time

Job summary

An international insurance business is seeking a Credit Associate to join their dynamic Credit & Political Risk team in the heart of London. This exciting role offers hybrid working flexibility, allowing you to balance office presence with remote work. As a key player, you'll analyze new business, provide valuable insights to underwriting colleagues, and maintain credit assessments for obligors. With a strong focus on portfolio analysis and strategic discussions, this position is perfect for those with a keen eye for detail and a passion for credit analysis. Join a high-performing team and make a significant impact in the insurance industry.

Qualifications

• Minimum 2 years of experience in credit analysis.
• University degree required; CFA qualification preferred.

Responsibilities

• Analyze new business and provide recommendations to underwriting colleagues.
• Maintain annual credit assessments and internal ratings for obligors.
• Conduct portfolio analysis and support senior colleagues in data analysis.

Skills

Credit Analysis

Analytical Skills

Commercial Awareness

Attention to Detail

Education

University Degree

CFA Qualification (in progress or willingness)

Job description

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My client, an international insurance business, is looking for a Credit Associate to join their high performing Credit & Political Risk team. This role will be based in the City of London but offer hybrid working flexibility (3 days in the office, 2 days working from home).

Key Responsibilities

• Analysis of new business, providing analytical recommendations to underwriting colleagues in line with the team risk appetite.
• Establish and maintain annual credit assessments, limits, and internal ratings for regularly reviewed obligors which typically do not have external credit ratings.
• Portfolio analysis, including maintenance and review of trigger event metrics for all exposure and aggregations, across geographies, industries, obligors, risk types, and client groups.
• Complete specific project work as required.
• Support senior colleagues in data analysis to assess the performance of the account and contribute to strategic discussions.
• Attend client calls and meetings in relation to industry or geography updates where required.
• Design, deliver, develop, and analyse reports, identify, and recommend solutions to reporting issues in line with group/branch requirements.

Skills & Experience

• A minimum of 2 years in credit analysis.
• Educated to University degree level.
• Working to achieve CFA qualification or willingness to complete in the role.
• Commercial awareness & attention to detail.