Credit Risk Analytics Consultant — Hybrid (London)

Harnham; Slough; Hybrid; GBP 68,000 - 83,000; Full time

Benefits offered by this job

Hybrid work model

Career development

Job summary

Harnham in London is seeking an Associate Analytics Consultant to deliver consultancy projects for some of the UK's largest lenders and financial services organisations. You will build credit scorecards, develop lending strategies and create statistical models using Credit Reference Agency data to help decisions.

This is a highly commercial, client-facing role where you'll own analytics projects from discovery to delivery, presenting insights to senior stakeholders while balancing technical

Qualifications

• Experience developing credit scorecards in a credit risk environment.
• Strong knowledge of CRA data (Equifax, Experian or TransUnion).
• Credit risk experience across model development or strategy.
• Proficient in SQL and Python (or SAS).
• Experience with statistical modelling techniques such as logistic regression or machine learning.
• Excellent communication skills with the ability to present to clients and senior stakeholders.

Responsibilities

• Developing acquisition and behavioural credit scorecards using CRA data.
• Building statistical and machine learning models including logistic and linear regression.
• Designing and implementing credit strategies for new and existing customer portfolios.
• Analysing large datasets using SQL and Python (or SAS).
• Delivering analytical consultancy projects for external clients across multiple industries.
• Presenting technical findings and commercial recommendations to senior stakeholders.
• Supporting clients to improve lending decisions through data-driven insights.

Skills

Credit scorecards

CRA data

Credit risk modelling

SQL

Python or SAS

Communication skills

Tools

Python

SAS

Job description

Harnham in London is seeking an Associate Analytics Consultant to deliver consultancy projects for some of the UK's largest lenders and financial services organisations. You will build credit scorecards, develop lending strategies and create statistical models using Credit Reference Agency data to help decisions.

This is a highly commercial, client-facing role where you'll own analytics projects from discovery to delivery, presenting insights to senior stakeholders while balancing technical