Commercial Product Manager -Lending

Handepay; Haydock; Hybride; GBP 40 000 - 50 000; Plein temps

Avantages offerts par ce poste

25 days annual leave

Pension scheme

Discretionary annual bonus

Company shares incentive plan

Structured induction and training

Employee discounts

Free on-site parking

Résumé du poste

Handepay, part of the PayPoint Group, is seeking a Commercial Product Manager for Lending. You will devise, launch and grow new lending products for small business and mid-corporate customers, working with third party providers and internal teams.

You’ll lead cross-functional delivery, forecast data-driven targets, and influence pricing and growth levers. The role offers hybrid work with 3 days in the office, based at Haydock or Welwyn Garden City.

Qualifications

• Experience in Product or Partnerships roles, ideally Financial Services/Lending.
• Experience delivering product plans with external partners and internal teams.
• Data-driven mindset with ability to analyse performance; Excel essential.
• Highly organised with ability to manage multiple projects and deadlines.
• Collaborative team player with strong stakeholder management skills.
• Customer-centric mindset with a passion for growth and challenging the status quo.

Responsabilités

• Owns the development and delivery of the new Lending product and commercial roadmap.
• Defines and prioritises a backlog of growth initiatives.
• Influences end-to-end product lifecycle for newly launched and established lending products.
• Leads cross-functional teams to drive alignment.
• Makes commercial decisions on pricing, proposition and growth levers.
• Acts as a subject matter expert across the organisation.
• Engages with external partners to build market knowledge and network.
• Liaises with external product partners to deliver activity on plan.
• Maintains project management to ensure timely delivery.
• Provides support to shape future Lending strategy.

Connaissances

Data-driven

Stakeholder management

Excel

Organised

Collaboration

Customer-centric

Outils

Excel

Description du poste

Commercial Product Manager - Lending

£40-50k per annum, dependent on experience

Monday-Friday, 9am-5.15pm, 36.25 hours per week

This role can be based at either of Haydock Head office, Merseyside or our Welwyn Garden City office, Hertfordshire.

Hybrid role: 3 days per week in office

About the Role

Handepay (part of the PayPoint Group) offers business financing to its Handepay and PayPoint small business customers, helping them to manage their cashflow and grow their businesses.

This role is responsible for devising, launching and growing new lending products to small business and mid-corporate businesses.

Working with third party Lending providers, this position offers both strategic and executional responsibility. With the Support of the Head of Product and Proposition, you will actively engage 3rd party providers and internal cross-functional teams to identify, launch and scale new Lending products to drive short and long-term growth initiatives.

You will play a key role in delivering data-driven forecasting and analysis, working in partnership with Sales, Finance, Marketing, Analytics, Legal and external Lending partners to drive delivery of monthly and annual targets.

This is suited to an established Product Manager / Partnerships Manager or a proactive Assistant Product Manager (with 2-3 years Product experience) ready for the next-level in their career. You will possess strong organisational skills, a customer-centric mindset, effective collaboration and influencing skills with a passion for continuous improvement.

What you’ll be responsible for:

• Owns the development and delivery of the new Lending product and commercial roadmap aligned to business goals and revenue targets
• Defines and prioritises a backlog of growth initiatives
• Influences the end-to-end product lifecycle for newly launched and established lending products
• Leads cross-functional teams (Sales, Operations, Finance, Marketing, Technical and external partners) to drive alignment
• Makes commercial decisions on pricing, proposition and growth levers
• Acts as a subject matter expert across the organisation
• Engages with external partners to build market knowledge and network
• Liaises with external product partners to deliver activity in line with agreed plans and timelines
• Maintains strong project management to ensure initiatives are delivered on time and to a high standard
• Provides support to the Head of Product and Proposition to initiate new product developments and to shape future Lending strategy

About You

Essential Requirements

• Previous experience in a Product or Partnerships role (ideally Financial Services / Lending)
• Experience in delivering product plans with external partners and internal cross-functional teams
• Data-driven mindset with the ability to analyse performance and drive product level decisions. Ability to use excel is essential
• Highly organised with the ability to manage multiple projects and deadlines
• Collaborative team player with strong stakeholder management skills
• Positive, proactive and solutions-focused attitude
• Customer-centric mindset with a passion for challenging the status quo to drive future growth

Advantageous Experience

• Experience working within payments or lending
• Exposure to regulated industries

About Handepay

Handepay, part of the PayPoint Group, are a leading player in the payments industry. Combined with our core values of transparency, honesty and integrity, our Trustpilot reviews are among the best in the industry.

We believe every customer and employee counts. We treat you as an individual and make sure you are fully supported to achieve your goals.

Benefits

• 25 days annual leave plus 8 UK bank holidays
• Contributory pension scheme and life assurance (subject to conditions)
• Discretionary annual bonus
• Company shares incentive plan
• Structured induction and ongoing training and support
• Employee benefits platform discounts
• Free on-site parking (A580 location, close to M6 for Haydock office or close to A1 for Welwyn Garden City office)
• Employee social events and team activities
• Free refreshments provided

What you may have experience of:

Product Manager, Commercial Product Manager, Lending Product Manager, Partnerships Manager, Business Lending, SME Lending, Merchant Cash Advance, Business Finance, Financial Services, Fintech, Payments, Product Roadmap, Pricing Strategy, Stakeholder Management, FCA Regulated.