Chief Credit Officer

Harnham; England; On-site; GBP 120,000 - 200,000; Full time

Job summary

Harnham seeks a Chief Credit Officer in the United Kingdom to lead and oversee credit risk strategy and management. This permanent role is based in South East England, guiding how credit decisions are evaluated and managed across the organization.

The incumbent will set direction for credit risk practices, support governance, and ensure consistent application of credit processes. Strong leadership and expertise in credit risk management are essential to drive improvements and mitigate risk.

Job description

The client is seeking a Chief Credit Officer to lead and oversee credit risk strategy and management. This role is permanent and based in South East England, with responsibilities focused on guiding how credit decisions are evaluated and managed across the organization.

The Chief Credit Officer will be responsible for setting the direction for credit risk practices, supporting effective risk governance, and ensuring that credit-related processes are consistently applied. The role will typically involve monitoring credit performance, identifying trends and potential exposures, and using insights to inform decision-making and risk mitigation approaches.

Candidates are expected to have strong leadership capability and expertise in credit risk management. The role will typically require the ability to manage and coordinate risk activities, communicate clearly with internal stakeholders, and drive continuous improvement in credit risk policies and procedures.