Director, Insurance Credit & Portfolio Strategy

Lloyds Banking Group; Greater London; Hybrid; GBP 120.000 - 180.000; Vollzeit

Benefits dieser Stelle

Generous pension (up to 15%)

Annual performance bonus

Share schemes

30 days holiday

Wellbeing initiatives

Zusammenfassung

Lloyds Banking Group is seeking a Director/Senior Credit Officer to manage a portfolio within the Insurance Credit team across London, Birmingham or Edinburgh. The role requires leading independent credit assessments, approvals and ongoing risk management with delegated authority and cross-functional collaboration.

The position offers hybrid working with at least two days per week in an office, and a strong emphasis on strategic risk oversight, horizon risk and delivering robust governance while

Qualifikationen

• Bachelor's degree or equivalent in a relevant field.
• Desirable professional qualifications in finance or risk management.
• Experience in Insurance credit risk management is preferred.

Aufgaben

• Lead independent assessment and approval of credit risk for Insurance clients.
• Develop sector strategy, risk appetite and portfolio management practices.
• Build trusted relationships with senior stakeholders across Coverage, Product, Risk and Credit.
• Drive governance forums, data quality, controls and risk reporting.
• Provide thought leadership on Insurance sector risk and transaction structuring.

Kenntnisse

Credit underwriting

Approval of complex transactions

Portfolio management

Insurance credit risk

Stakeholder relationship management

Leadership

Analytical skills

Regulatory awareness

Ausbildung

Bachelor's degree in Finance, Economics, Accounting, Mathematics or related discipline

CFA/ACA/ACCA/FRM or equivalent desirable

Jobbeschreibung

Lloyds Banking Group is seeking a Director/Senior Credit Officer to manage a portfolio within the Insurance Credit team across London, Birmingham or Edinburgh. The role requires leading independent credit assessments, approvals and ongoing risk management with delegated authority and cross-functional collaboration.

The position offers hybrid working with at least two days per week in an office, and a strong emphasis on strategic risk oversight, horizon risk and delivering robust governance while